Generated by All in One SEO v4.9.7.2, this is an llms.txt file, used by LLMs to index the site. # Family Housing Fund ## Sitemaps - [XML Sitemap](https://www.fhfund.org/sitemap.xml): Contains all public & indexable URLs for this website. ## Posts - [Working and Homeless in America: A conversation with author Brian Goldstone](https://www.fhfund.org/working-homeless-goldstone-event/) - Family Housing Fund welcomes 2026 Pulitzer-Prize winner Brian Goldstone to discuss the human cost of the housing crisis and local solutions. When: Tuesday, July 21st 4:00 - 7:00PM Where: Glass House, 145 Holden St. N, Minneapolis, MN 55405 In his book There is No Place for Us: Working and Homeless in America, Brian Goldstone follows the - [Single-Family Rentals in the Twin Cities: Join us May 14!](https://www.fhfund.org/sfr-webinar-2026/) - Join us for a presentation of our latest report, “Survey of Tenants in Single-Family Rentals, Phase 2: Minneapolis, Saint Paul, Bloomington.” During this event we will explore findings from the report and hear from a panel of partners working to improve outcomes for residents of single-family rental homes. Family Housing Fund and the Center for - [Housing Data Roundup: Newly-updated data tools that help us understand the regional housing landscape](https://www.fhfund.org/data-tool-webinar/) - Join Family Housing Fund, HousingLink, the Metropolitan Council, and the Federal Reserve Bank of Minneapolis for a presentation of data tools created by each organization. You’ll learn how each tool works, walk through use-cases, and come away with an understanding of when each might be a good fit for a specific inquiry. The webinar will - [Building a Fair and Just Tenant Screening System: Join us on January 30!](https://www.fhfund.org/tenant-screening-webinar-january-30/) - When an apartment becomes available, who gets to move in, and who doesn’t? Current tenant screening practices disproportionately exclude BIPOC applicants from housing opportunities and often fail to support the stated objectives of landlords. While there is a rational business case to be made for the practice of tenant screening, there is limited policy, regulation, - [Building a Fair and Just Tenant Screening System: Part 1 Event Summary](https://www.fhfund.org/tenant-screening-oct-webinar-summary/) - When an apartment becomes available, who gets to move in, and who doesn’t? Current tenant screening practices disproportionately exclude BIPOC applicants from housing opportunities and, at the same time, often fail to support landlords in reducing their tenancy failure rates. In October 2023, Family Housing Fund invited partners to join us for a virtual panel - [The Impact and Opportunity Costs of a Growing Single-Family Rental Market: Join us January 25!](https://www.fhfund.org/sfr-webinar-january-25/) - In Minnesota and around the country, we are observing a rise in investor ownership of single-family homes, with holdings increasing in part due to a rise in outstate corporate investor ownership. Data shows that these investors target distressed or undervalued housing stock in neighborhoods that are home to lower-income communities of color, capitalizing on the - [Join us for a webinar August 29!](https://www.fhfund.org/join-us-for-a-webinar-august-29/) - Building Equity in Small Multifamily Ownership: Results and Key Learnings The Building Equity initiative was a collaborative, three-year pilot that aimed to advance racial equity by helping BIPOC households purchase 2-4 unit properties and build wealth as owner-occupant landlords. Join us from 10:00-10:30am on Thursday, August 29th, via Zoom for a conversation about the successes, - [Join us for a webinar on March 1!](https://www.fhfund.org/safety-net-march-webinar/) - Strengthening the Safety Net for Housing Stability: A Vision for Transforming Emergency Assistance Join Family Housing Fund and the Minnesota ERASE Campaign (End Rental Arrears and Stop Evictions) at 10:00 - 10:45am on Friday, March 1st for a discussion around improving access to emergency financial assistance. Family Housing Fund will share the ideas, values, and - [Our Framework for Supporting Our Communities Survive and Recover from Operation Metro Surge](https://www.fhfund.org/ice-response-framework/) - Like countless Minnesotans, the Family Housing Fund has been working urgently to address the housing stability crisis created by federal immigration enforcement. For months, many families have been afraid to leave their homes to go to work, school, medical appointments, or shopping. Some families have lost primary household earners to detainment or deportation. Many businesses have closed or reduced hours. A new report from the Center - [Strengthening the Safety Net for Housing Stability: Join us February 3rd!](https://www.fhfund.org/safety-net-webinar-2-3-2026/) - Join Family Housing Fund for a presentation on findings from our research report, “Administering Emergency Financial Assistance: Understanding the time and costs required to deploy critical housing stability resources.” During this event we will explore findings from our report, questions for further inquiry, and share Family Housing Fund’s research plans for 2026. February 3, 2026 10:30 -11:15 AM Virtual - [Building a Fair and Just Tenant Screening System: Join us on October 23!](https://www.fhfund.org/tenant-screening-oct-23-webinar/) - When an apartment becomes available, who gets to move in, and who doesn’t? Current tenant screening practices disproportionately exclude BIPOC applicants from housing opportunities and fail to support the stated objectives of landlords. While there is a rational business case to be made for the practice of tenant screening, there is limited policy, regulation, and - [Board Member Spotlight: Kizzy Downie](https://www.fhfund.org/board-member-spotlight-kizzy-downie/) - Tell us about your background and why you care about expanding housing opportunities. I moved to Minnesota 17 years ago from Birmingham, Alabama where I was doing youth work at a nonprofit. I had a Masters in Public Administration with a concentration in Community Planning and Development, and I knew I wanted to continue working - [As a member of the Sky Without Limits Cooperative, José enjoys a new sense of community](https://www.fhfund.org/housing-story-jose-swl/) - “We’re making changes, and we’re still fighting,” says José, a current member of the Sky Without Limits housing cooperative. Just as the name suggests, the Sky without Limits Cooperative–– spearheaded by tenants who organized with Inquilinxs Unidxs Por Justicia (IX)–– has proven that when communities dream big, we can secure affordable and dignified housing for - [Board Member Spotlight: Andrea Brennan](https://www.fhfund.org/board-member-spotlight-andrea-brennan/) - Tell us about your background and why you care about expanding housing opportunities. Growing up, my family often had other people living with us, including a family with two kids who lost everything in a business that went bankrupt, a single mother with two kids fleeing domestic violence, teenagers without a safe or stable place - [Join us for a webinar October 10th!](https://www.fhfund.org/oct-10-webinar/) - Strengthening the Safety Net: Synthesis of What We’ve Learned So Far How can we collectively improve access to emergency financial assistance and strengthen the safety net for housing stability? Family Housing Fund has been engaging many diverse perspectives and stakeholders to learn more about the opportunities and challenges in emergency financial assistance programs. Partnering with - [Board Member Spotlight: Aarica Coleman](https://www.fhfund.org/board-member-spotlight-aarica-coleman/) - Tell us about your background and why you care about expanding housing opportunities. Right now, I work as the Authority Administrator for Bloomington’s Housing and Redevelopment Authority, but I’ve been in real estate for over 25 years. When I got a job for a property manager for an affordable housing complex in 2014, I learned - [Staff Spotlight: New Program Director Kirstin Burch](https://www.fhfund.org/staff-spotlight-new-program-director-kirstin-burch/) - Tell us about your background and why you care about expanding housing opportunities. My experience spans both the local government and nonprofit sectors, most recently serving as the Fair Housing Coordinator for the City of Saint Paul although my commitment to housing pre-dates my professional work in housing. From navigating the rental market and homeownership - [New Staff Spotlight: Jordan Backstrom](https://www.fhfund.org/new-staff-spotlight-jordan-backstrom/) - Tell us about your background and why you care about expanding housing opportunities. I initially started my career in housing and community development because of how important stable housing was in my own life. I grew up in a family that certainly had our fair share of challenges. Through all those tough and occasionally chaotic - [Increasing the Uptake of Accessory Dwelling Units: New Research, Design, and Outreach](https://www.fhfund.org/increasing-the-uptake-of-accessory-dwelling-units/) - In response to the need for more housing and the rising cost of construction in the Twin Cities region, Family Housing Fund is working to increase development of flexible housing forms like Accessory Dwelling Units (ADUs). ADUs are a type of small-scale housing development, typically built by homeowners in existing neighborhoods, that can play an - [Request for Proposals: ADU Idea Book for Mid-Century Neighborhoods](https://www.fhfund.org/rfp-adu-idea-book/) - About Family Housing Fund The Family Housing Fund (FHFund) believes that building a better Minnesota starts from the ground up—it starts with a place to call home. We catalyze change by working together with multiple partners and stakeholders to improve access, affordability, and resiliency across the entire housing sector. By working together, we can preserve - [Request for Qualifications: 2-4 unit development & owner-occupant market analysis](https://www.fhfund.org/rfq-owner-occupant-market-analysis/) - About Family Housing Fund The Family Housing Fund (FHFund) believes that building a better Minnesota starts from the ground up—it starts with a place to call home. We catalyze change by working together with multiple partners and stakeholders to preserve and produce more homes more cost-effectively; expand access to decent and affordable homes; and inspire - [Building Equity in Small Multifamily Ownership Initiative Wins National JPMorgan Chase AdvancingCities Challenge](https://www.fhfund.org/wins-advancingcities-challenge/) - Family Housing Fund and our partners have been awarded a $4 million, three-year grant from the JPMorgan Chase AdvancingCities Challenge to pilot a comprehensive strategy to reduce racial disparities in homeownership and wealth in Minneapolis. This initiative – Building Equity in Small Multifamily Ownership – will support longtime community residents with low to moderate incomes - [2022 Year in Review](https://www.fhfund.org/2022-year-in-review/) - Family Housing Fund began 2022 with a refreshed strategic framework that prioritizes: Achieving racial equity in all aspects of the housing continuum Dynamic engagement with community partners who inform our work at every step Big bets on promising interventions with the potential to transform systems Our refreshed strategic plan guided our work in 2022 to - [FHFund Welcomes New Board Members](https://www.fhfund.org/fhfund-welcomes-2022-board/) - The FHFund staff offers our deep thanks to three housing leaders who left the Family Housing Fund Board of Directors this summer: Laura Helmer, Board member since 2013 Jennifer Anderson, Board member since 2017 Amanda Koonjbeharry, Board member since 2020 We are immensely grateful for their thoughtful leadership over the years! We are pleased to - [Reimagining Emergency Financial Assistance](https://www.fhfund.org/reimagining-emergency-financial-assistance/) - From the onset of the COVID-19 pandemic, housing advocates have worried about an “eviction tsunami,” a housing stability crisis driven by pandemic-related income loss and unpaid rent. It appears that eviction wave is here. The last protections under Minnesota’s eviction moratorium were lifted in June, around the same time that most federally-funded Emergency Rental Assistance - [New Staff Spotlight: Micah Norman-Pace](https://www.fhfund.org/new-staff-spotlight-micah-norman-pace/) - Tell us about your background and why you care about expanding housing opportunities. When I graduated with my last degree, I was encouraged by friends to get a job working at a shelter and housing organization in Boston as a stop-gap to whatever would be next. I quickly realized the importance of the work I - [Resources for Households Impacted by COVID-19](https://www.fhfund.org/covid19/) - In the midst of the COVID pandemic, many households are looking for help covering their basic needs. While the Family Housing Fund does not provide direct assistance to individuals, we have compiled a list of resources that can help during this challenging time. Please reach out to them directly, as Family Housing Fund is not - [Helping Renters Access Housing](https://www.fhfund.org/helping-renters-access-housing/) - When an apartment becomes available in the Twin Cities, who gets to move in and who doesn’t? Rental property owners and managers use a variety of methods to screen and select their next renters in an effort to predict whether renter-applicants will pay rent on time and abide by the terms of the lease. In - [Through mediation, Beth Bailey helps renters and landlords avoid eviction](https://www.fhfund.org/stories-mediation/) - Beth Bailey was studying to become an environmental lawyer when she first learned about mediation, a conflict resolution process that allows two parties to come to an agreement outside of the law/Court. Captured by the idea of mediation, Beth worked with several universities to craft her own academic program and earn a master’s degree in - [New Staff Member Spotlight: Ron Johnson](https://www.fhfund.org/new-staff-member-spotlight-ron-johnson/) - Tell us about your background and why you care about expanding housing opportunities. I’ve been a licensed real estate agent since 2013 and started my own independent real estate brokerage in 2019. Working in real estate, I’ve seen first hand the challenges potential homebuyers face. There are people with what would be considered moderate incomes - [4d Preserves Affordability While Improving Energy Efficiency](https://www.fhfund.org/4d-energy-efficiency/) - When Mary received a postcard in the mail promoting the Minneapolis 4d Affordable Housing Incentive Program, she signed up right away. She lives in a duplex that she owns and leases the second unit to renters. In exchange for committing to keeping rent affordable, she now receives a reduction in her property taxes through the - [2021 Year in Review: Building a Stronger Housing System Together](https://www.fhfund.org/2021-year-in-review/) - Throughout 2021, FHFund’s work evolved and expanded significantly to meet changing community needs and utilize this unique moment to create systems change. As the year comes to a close, we’re reflecting on the lessons we learned and the progress we made towards building a strong housing system that supports access to safe and affordable homes - [Property Owners and Managers Participating in the Zero Balance Project](https://www.fhfund.org/owners-participating-zbp/) - Family Housing Fund partnered with HousingLink, CliftonLarsonAllen, and five local jurisdictions (Hennepin, Dakota, and Ramsey Counties and the Cities of Saint Paul and Minneapolis) to administer federal emergency rent assistance dollars through the Zero Balance Project this year. In this program, landlords initiate the application process on behalf of their tenants in order to streamline - [Board Member Spotlight: Mayor Bill Droste](https://www.fhfund.org/board-member-spotlight-mayor-bill-droste/) - Tell us about your background and why you care about expanding housing opportunities. I served on the Rosemount Planning Commission for seven years and am currently in my nineteenth year as mayor. During that time, I learned that cities can influence the quantity and type of housing available. Understanding the complex issues of housing is - [Board Member Spotlight: John Quincy](https://www.fhfund.org/board-member-spotlight-john-quincy/) - Tell us about your background and why you care about expanding housing opportunities. Originally from Central Illinois, I have a marketing degree from Creighton University (Omaha, NE) and an MBA from DePaul University (Chicago, IL). For more than 35 years, my career has focused on marketing, research and an interest in creating opportunities for the - [ADU Policy Update](https://www.fhfund.org/adu-policy-update/) - Over the course of the last year, multiple municipalities in the Twin Cities have re-examined their Accessory Dwelling Unit (ADU) policies, signifying strong interest in encouraging ADU development. The City of Minneapolis altered height ADU restrictions, now allowing detached ADUs – such as above-garage ADUs – to be taller than the primary home. This is - [Preventing Evictions as Moratorium Protections Phase Out](https://www.fhfund.org/preventing-evictions-moratorium-phaseout/) - Minnesota’s eviction moratorium – put in place to prevent renters from losing their homes in the wake of COVID-19 instability – is phasing out, and a major protection is now lifted. This month, for the first time since March 2020, renters can be evicted for nonpayment of rent unless they have pending applications for COVID-19 - [In a perpetual search for growth, Jeniffer Kuria explores modular construction – starting with ADUs](https://www.fhfund.org/stories-modular-adus/) - “When I moved here, I didn’t think I would ever own a home.” Now, Jeniffer Kuria does more than own a home – as the CEO of Amani Construction, she builds and rehabs homes with a vision for creating quality, affordable housing in the Twin Cities. Jeniffer moved to the Twin Cities from Kenya with - [Family Housing Fund Welcomes Four New Board Members](https://www.fhfund.org/welcoming-four-new-board-members/) - We are pleased to introduce you to the four newest members of Family Housing Fund’s Board of Directors. Aarica Coleman, Housing and Redevelopment Authority Administrator, City of Bloomington Aarica has served as Housing and Redevelopment Authority Administrator for the City of Bloomington since 2020. Prior to joining Bloomington’s HRA, Aarica served as a senior project - [Asad Aliweyd wants to rebuild the housing system, beginning with how immigrant communities can build wealth](https://www.fhfund.org/asad-aliweyd-wants-to-rebuild-the-housing-system/) - As a PhD student, the director of the New American Development Center, and a 2018 Bush Fellow, fighting for housing solutions is a central theme in every aspect of Asad Aliweyd’s innovative work. “Everybody should have safe and decent, affordable housing,” he says. “This is a human right. It’s very important to me, but also - [Board Member Spotlight: Molly Cummings](https://www.fhfund.org/board-member-spotlight-molly-cummings/) - Tell us about your background and why you care about expanding housing opportunities. While the Twin Cities region grapples with two global crises – the COVID-19 pandemic and racial injustice – our housing crunch continues to worsen, particularly for our low-income households and Black, Indigenous, and People of Color (BIPOC) communities. The depth and breadth - [Board Member Spotlight: Elena Gaarder](https://www.fhfund.org/board-member-spotlight-elena-gaarder/) - Tell us about your background and why you care about expanding housing opportunities. I grew up in a household that was committed to housing and economic justice, so it was not surprising that I started my community development career as a tenant organizer in the Phillips neighborhood of South Minneapolis. At that time (late 90’s) - [New Federal Funding Opens Opportunities for Housing](https://www.fhfund.org/new-federal-funding/) - Historic federal funding is coming to Minnesota and, with it, an opportunity to stabilize households in need and help our housing system recover from the shocks created by the COVID-19 pandemic. Congress passed the American Rescue Plan in March, providing $1.9 trillion of COVID relief and recovery funds. Several allocations have been made to Minnesota - [Board Member Spotlight: Craig Klausing](https://www.fhfund.org/board-member-spotlight-craig-klausing/) - Tell us about your background and why you care about expanding housing opportunities. I am a lawyer and former local elected official, serving in a number of capacities for the City of Roseville, including two terms as mayor. In my work with the city, I came to understand that housing was central to everything we - [Board Member Spotlight: Amy Stetzel](https://www.fhfund.org/board-member-spotlight-amy-stetzel/) - Tell us about your background and why you care about expanding housing opportunities. I care about expanding housing opportunities because I know first-hand the power of housing stability, in my family and in so many others. I’m the daughter of a Vietnam vet who suffered from PTSD and all of the negative outcomes that relate. - [Emergency Financial Assistance: Improving policies and procedures to ensure families in crisis have timely access to assistance](https://www.fhfund.org/emergency-assistance-recommendations/) - The COVID-19 pandemic has destabilized housing for many households even as a variety of federal, state, and local programs have been created to support families through these challenging times. Yet even before the pandemic, 178,000 renter households and 159,000 homeowner households in the Twin Cities paid at least 30% of their income toward housing. For - [Stabilizing Renters & Property Owners through Rent Payments](https://www.fhfund.org/stabilizing-renters-property-owners/) - In October 2020, FHFund and HousingLink began working with Hennepin County and Dakota County to rapidly launch two rental assistance programs to cover rent payments for households financially impacted by the COVID-19 pandemic. These programs were time sensitive due to federal obligations to spend allocations from the Coronavirus Aid, Relief and Economic Security (CARES) Act - [Board Member Spotlight: Amanda Koonjbeharry](https://www.fhfund.org/board-member-spotlight-amanda-koonjbeharry/) - Tell us about your background and why you care about expanding housing opportunities. My professional background has been rooted in social and racial justice and has included work related to ending poverty, ensuring housing stability, reducing shame and stigma surrounding mental illness, and eradicating domestic violence, sexual violence and human trafficking. During my time as - [New Funding Available for Landlords to Cover Costs of Unpaid Rent due to COVID-19](https://www.fhfund.org/new-funding-available-hennepin-and-dakota/) - Emergency relief funding is now available to owners of rental housing in Hennepin and Dakota Counties. To help cover costs of unpaid rent, rental property owners can apply for housing assistance funds on behalf of tenants who have been financially impacted by COVID-19. While there is a current moratorium on evictions in the state of - [Preview of an Innovative Housing Model: Envision Community](https://www.fhfund.org/envision-community-preview/) - Family Housing Fund is proud to support Envision Community, a demonstration project of a new type of housing that prioritizes the perspectives of people who face housing instability. Envision Community’s design began with detailed engagement and financial analysis to understand what people experiencing homelessness want, need, and can afford. Since housing instability significantly impacts health - [Board Member Spotlight: Jennifer Anderson](https://www.fhfund.org/board-member-spotlight-jennifer-anderson/) - Tell us about your background and why you care about expanding housing opportunities. Income and opportunity gaps continue to widen. I believe the current economic system shuts out too many people from opportunity, including access to safe and affordable housing. The Great Recession brought forward the abusive capital deployment practices in the housing market, with underserved communities - [COVID-19 Financial Assistance: Stories and lessons learned from flexible housing assistance fund](https://www.fhfund.org/covid-financial-assistance-lessons/) - As the coronavirus pandemic took thousands of Minnesotans out of the workforce beginning in March, it became clear that new financial assistance was necessary to keep families afloat. While several new sources of public support became available, Family Housing Fund (FHFund) worked to identify and begin to fill assistance gaps. In early April, we allocated - [Board Member Spotlight: Jonathan Weinhagen](https://www.fhfund.org/board-member-spotlightjonathan-weinhagen/) - Tell us about your background and why you care about expanding housing opportunities. Business is in my blood. After spending over a decade leading in my family’s fourth generation company in Saint Paul, I took a role at the Saint Paul Area Chamber of Commerce and now lead the Minneapolis Regional Chamber. Housing affordability is - [Board Member Spotlight: Nichol Beckstrand](https://www.fhfund.org/board-member-spotlight-nichol-beckstrand/) - Tell us about your background and why you care about expanding housing opportunities. My background is really in the finance and consulting space. I spent twelve years consulting for financial institutions and twelve years as a banker. I love to help people and I think that is why I originally got involved in housing in - [Board Member Spotlight: Board Chair Jim Roth](https://www.fhfund.org/board-member-spotlight-board-chair-jim-roth/) - Tell us about your background and why you care about expanding housing opportunities. When I came to my current position at MCCD over 16 years ago, I had very little knowledge of or contact with the housing industry. My previous experience was in workforce development. But, as I was thrown into the role of advocate - [Board Member Spotlight: Tom Streitz](https://www.fhfund.org/board-member-spotlight-tom-streitz/) - Tell us about your background and why you care about expanding housing opportunities. I’m a lawyer with over 30 years’ experience working in the areas of civil rights, affordable housing, tenants’ rights, and criminal justice reform. My legal career began in the Unites Sates Senate as Legal Counsel to the Senate. This was a unique - [Board Member Spotlight: Council Member Rebecca Noecker](https://www.fhfund.org/board-member-spotlight-saint-paul-city-council-member-rebecca-noecker/) - Tell us about your background and why you care about expanding housing opportunities. I grew up in a family and a faith tradition that taught me the principle of tikkun olam - that the world is broken and that it’s our job to fix it. My early work experiences as a teacher and non-profit program - [Board Member Spotlight: Council Member Cam Gordon](https://www.fhfund.org/board-member-spotlight-city-council-member-cam-gordon/) - Tell us about your background and why you care about expanding housing opportunities. After a 20-year career in early childhood and Montessori education that included running small music education and child care business, I successfully ran for elective office in 2005. I have served on the Minneapolis City Council since 2006, and since 2018 I - [Board Member Spotlight: Alene Tchourumoff](https://www.fhfund.org/board-member-spotlight-alene-tchourumoff/) - Tell us about your background and why you care about expanding housing opportunities. When I was chair of the Metropolitan Council, I saw firsthand that quality affordable housing is critical for a strong and prosperous region. Our region is growing, and that’s a good thing. But the need for affordable housing is outpacing supply, and - [Preventing Eviction: Systems change to support families in crisis](https://www.fhfund.org/news-preventing-eviction-systems-change-to-support-families-in-crisis/) - For many of us, living through a global pandemic has crystalized the importance of a safe, stable home. But this safe place of refuge is at risk for a significant percentage of households who have experienced a COVID-related job loss, pay cut, or illness. And as was the case before, the burden is being disproportionately - [Board Member Spotlight: Kayla Schuchman](https://www.fhfund.org/board-member-spotlight-kayla-schuchman/) - Tell us about your background and why you care about expanding housing opportunities. Housing is connected to everything else in our lives and in our communities. So many of the disparities in our community are linked to housing, and addressing disparities in housing helps dismantle a great many of the systemic inequities built into our - [Nelima Sitati Munene is shifting the housing narrative](https://www.fhfund.org/shifting-housing-narrative/) - Nelima Sitati Munene was a college student living in Brooklyn Park when she received a knock on her apartment door from a community organizer who wanted to know how she felt about a proposal to demolish an apartment complex in her neighborhood. It was the first time Nelima had heard of the proposal – and - [A Partnership to End Veteran Homelessness](https://www.fhfund.org/partnership-ending-veteran-homelessness/) - To end veteran homelessness, a unique public-private partnership has developed in Minneapolis. The Minnesota Assistance Council for Veterans (MACV) has partnered with a private property management company – Property Solutions & Services (PSS) – to develop a referral system that prioritizes permanent housing for homeless Veteran households. Three years ago, PSS had taken over management - [Board Member Spotlight: Laura Helmer](https://www.fhfund.org/board-member-spotlight-laura-helmer/) - Tell us about your background and why you care about expanding housing opportunities. I have degrees in economics and strategic management, I have worked in the field of human resources, and I have been deeply involved in community activism and social justice issues for decades. However, the main reason I care about expanding housing opportunities - [The Urban Institute and Family Housing Fund Collaborate on Eviction Prevention](https://www.fhfund.org/urban-collaboration/) - Family Housing Fund is dedicated to improving housing stability by preventing eviction and reducing involuntary moves in the Twin Cities region. We are proud of our progress in Ramsey County, where we have worked together with many partners to make on-site legal, financial, and mediation resources available to renters defending against eviction at Housing Court. - [For Preserving Affordability, 4D is a Win-Win](https://www.fhfund.org/4d-win-win/) - When a friend called Beth Barron last year and asked if she’d like to save $6,000 on her property tax bill, she signed up right away to become one of the first participants in the City of Minneapolis’s new “4d” Affordability Housing Incentive Program. Even after 25 years as the owner and manager of an - [Expanding Opportunities for Housing Choice Voucher Households](https://www.fhfund.org/opportunities-for-hcv-households/) - The Housing Choice Voucher (HCV) program, originally launched as the Section 8 program in 1974, assists households earning less than half of the area median income to secure affordable housing in the private market. While just one in four eligible U.S. households receive rental assistance, those fortunate enough to secure a Housing Choice Voucher pay - [Protecting Renters and Rental Housing: New Resources to Ensure Safe and Healthy Homes](https://www.fhfund.org/protecting-renters-and-rental-housing/) - Family Housing Fund is dedicated to ensuring homes throughout the region are safe and healthy. We recognize that substandard housing quality and problematic leasing practices sometimes displaces renters. Indeed, our partners in public interest law observe habitability concerns or repair requests associated with many of the eviction cases for which they provide counsel. To address - [Gabrielle Clowdus has a mega plan for addressing homelessness: “micro enterprises”](https://www.fhfund.org/gabrielle-clowdus-has-a-mega-plan-for-addressing-homelessness-micro-enterprises/) - Gabrielle Clowdus was a PhD student at the U of M studying global poverty when she was struck by the housing disparities in her own Twin Cities community. “I had never really looked at poverty in my own backyard,” she says. “There is this blind stereotype that if you were in the US, you were - [MPHA & FHFund Team Up to Explore Regional Approach to Housing Vouchers](https://www.fhfund.org/mpha-fhfund-team-up-to-explore-regional-approach-to-housing-vouchers/) - Possible partnership among metro housing authorities would mean greater mobility, opportunity, and choice for low-income families The Family Housing Fund has awarded $300,000 over two years to the Minneapolis Public Housing Authority (MPHA) to explore how the region’s public housing authorities can work together to provide metro-wide mobility for families with housing vouchers (also known - [Explore Our New Website!](https://www.fhfund.org/explore-our-new-website/) - We’re thrilled to share our new web presence with you. Head to our homepage to dive deeper into the work of the Family Housing Fund and be inspired by stories of people in our community who are taking action to address our housing challenges. We had two primary goals in redesigning our site: Activate more - [Advancing an Evidence-Based Approach to Tenant Selection](https://www.fhfund.org/advancing-an-evidence-based-approach-to-tenant-selection/) - Low-income renters with low or nonexistent credit scores, criminal history, or prior evictions (frequently referred to as background barriers) often struggle to access quality housing they can afford. Family Housing Fund and our partners are leading efforts to assess existing tenant selection practices across the Twin Cities and develop an evidence-based approach to tenant selection - [Carol Berde invites more people—and more ideas— to the table](https://www.fhfund.org/carol-berde-invites-more-people-and-more-ideas-to-the-table/) - Carol Berde has made affordable housing her lifelong mission. For more than two decades, she served as the executive vice president of the McKnight Foundation, where she was instrumental in developing programs to support equity, access, and affordability in housing. In 1984, she helped McKnight develop the Family Loan Program, an innovative financial model designed - [George Latimer helped found Family Housing Fund to bring more families to Saint Paul](https://www.fhfund.org/george-latimer-helped-found-family-housing-fund-to-bring-more-people-and-families-to-saint-paul/) - Today, he says it's as essential to understand the changing definition of "family" as it is to build affordable housing. As mayor of Saint Paul from 1976 to 1990, George Latimer had an essential role in championing affordable housing and turning Saint Paul into the vibrant, thriving city that it is today. “Early on, I - [Building on What We Have: New Resource for Prioritizing Public Lands for Affordable Housing](https://www.fhfund.org/building-on-what-we-have/) - Read "Prioritizing Public Lands for Affordable Housing and Other Public Benefits: Best Practices and Model Ordinances" in our Reports & Tools. The Twin Cities region needs a full-spectrum affordable housing strategy to maintain the quality of life many enjoy and expand housing opportunities for those with low and moderate incomes. Doing more to meet housing - [Minneapolis - Saint Paul Region Will Lose $85.6 Million Under Proposed Cuts to HUD](https://www.fhfund.org/minneapolis-st-paul-region-will-lose-85-6-million-under-proposed-cuts-to-hud/) - On March 16, 2017 the White House released its FY18 budget blueprint. The document included steep cuts in funding for affordable housing programs, including $6.979 billion in cuts to the US Department of Housing and Urban Development (HUD). This table estimates the annual losses to the Minneapolis-Saint Paul Region under this proposal, using estimates from Affordable Housing - [Increasing Owner/Manager Participation in the Housing Choice Voucher Program](https://www.fhfund.org/increasing-owner-manager-participation-in-the-housing-choice-voucher-program/) - Family Housing Fund is committed to working with housing authorities, local government, and private partners to create meaningful access to housing for families region wide. Family Housing Fund shares the Minneapolis City Council members’ goal of improving access to housing for families with Housing Choice Vouchers. Prohibiting discrimination by source of income is a fundamental - [A Saint Paul Budget that Values Affordable Housing](https://www.fhfund.org/a-saint-paul-budget-that-values-affordable-housing/) - Communities across the Twin Cities region are struggling with rising rents, tight vacancy rates and high home prices – putting the squeeze on individual households and putting at risk our collective regional competitiveness. The Family Housing Fund recognizes that a single tool or approach alone will not solve these complex problems. We work with leaders - [Minneapolis Mayor Jacob Frey is Leading on Housing](https://www.fhfund.org/minneapolis-mayor-jacob-frey-is-leading-on-housing/) - Minneapolis Mayor Jacob Frey campaigned on a promise to address the city’s affordable housing crisis. In May, he announced an ambitious plan to deliver on his campaign promise and yesterday, we saw his plan take shape in his first proposed budget for 2019. We commend the Mayor for his leadership to dramatically increase funding for affordable housing. - [2018 Annual Report Available](https://www.fhfund.org/2018-annual-report/) - Family Housing Fund is pleased to share our 2018 Annual Report to the Community. We ended 2018 with a new strategic framework, and moving forward, our core work will be organized around the following three goals: Increase Supply, Expand Opportunities, and Activate More Housing Champions. We believe building a better Minnesota starts from the ground - [FAQs: Saint Paul 4d Affordable Housing Incentive Program for Rental Housing Owners](https://www.fhfund.org/faqs-saint-paul-4d-affordable-housing-incentive-program-for-rental-housing-owners/) - The new City of Saint Paul 4d Affordable Housing Incentive Program is accepting applications through March 8, 2019. Owners of rental housing who enroll apartments in the program receive a 40% reduction in property taxes in exchange for making a 10-year commitment to keeping rents affordable. Detailed information about the Saint Paul 4d program, and a link - [Family Housing Fund has moved … and we have a new image!](https://www.fhfund.org/family-housing-fund-has-moved/) - We are excited to roll out our new logo and we look forward to welcoming you into our new space. You can now find us in the Flour Exchange Building:310 4th Ave South, Suite 9000Minneapolis, MN 55415 Visit our contact page for directions and parking information. - [Family Housing Fund Welcomes New Board Members](https://www.fhfund.org/fhfund-welcomes-new-board-members/) - At Family Housing Fund’s (FHFund) 2018 Annual Meeting on April 12th, the Board of Directors elected new officers for the upcoming year. All elections and appointments embody the strong public-private partnerships necessary to meet FHFund’s vision that all families have a home they can afford and a place from which they can prosper and contribute - [Family Housing Fund Appoints Three New Board Members](https://www.fhfund.org/family-housing-fund-appoint-three-new-board-members/) - At the Family Housing Fund’s (FHFund) 2017 Annual Meeting on April 13th, the Board of Directors elected new officers for the upcoming year. All of the elections and appointments embody the strong public-private partnerships that are necessary to meet the FHFund’s vision that all families will have a home they can afford and a place - [Housing Counts 2016 Data Released](https://www.fhfund.org/housing-counts-2016-data-released/) - Since 2002, the Family Housing Fund and HousingLink have published the Housing Counts data set to provide housing leaders and other stakeholders an accurate and consistent way of tracking affordable housing (rental and homeownership) production and preservation each year in the seven-county Twin Cities region, including Minneapolis, St. Paul, and suburban metropolitan communities. Since its inception, Housing Counts ## Pages - [Staff & Board](https://www.fhfund.org/staff-board/) - [How We Work](https://www.fhfund.org/what-we-do/) - At Family Housing Fund, we believe every person deserves a place to call home. A safe, decent home is the bedrock for families. We know that when more people have access to decent, affordable housing, everyone in our region benefits from increased health, safety, prosperity, and community. And quality, well managed housing is a magnet - [Single-Family Rentals & Corporate Investor-Owners](https://www.fhfund.org/single-family-rentals/) - Large investors purchased a substantial portion of single-family homes following the foreclosure crisis and Great Recession, and these investors continue to grow their share of the region’s housing supply. Research shows these investors disproportionately purchase distressed homes in neighborhoods with high BIPOC populations, outbidding first-time homebuyers – often with cash offers made sight-unseen. Emerging research - [Career Opportunities](https://www.fhfund.org/career-opportunities/) - The Family Housing Fund (FHFund) believes it takes all of us working together to build a strong system that supports access to decent, affordable homes for everyone. Established in 1980, we support the Cities of Minneapolis and Saint Paul, the Metropolitan Council, and the Minnesota Housing Finance Agency in their efforts to meet the Minnesota's - [Contact Us](https://www.fhfund.org/contact-us/) - STaff Directory Map & directions Family Housing Fund is an intermediary organization and does not provide housing, housing services, or direct financial assistance to families or individuals. Instead, we partner with and provide funding to organizations that have affordable housing programs and initiatives that support our mission, values, and strategic plan. If you need help, - [Eviction Prevention](https://www.fhfund.org/eviction-prevention/) - The vast majority of evictions are filed for nonpayment of rent, the result of extremely tight budgets with no room for an emergency. And while demographic information is not collected at court proceedings, the majority of eviction filings in the Twin Cities occur in low-income neighborhoods of color and disproportionately affect Black, Indigenous, and People - [Annual Reports](https://www.fhfund.org/annual-report/) - [Increase Supply](https://www.fhfund.org/increase-supply/) - Together we can preserve and produce more units of quality affordable housing. The Twin Cities region needs to produce at least 3,500 more units annually to keep up with the demand for affordable homes. Family Housing Fund is working to preserve and produce more affordable housing, while advocating for practices that are efficient and cost - [Expand Opportunities](https://www.fhfund.org/expand-opportunities/) - Together, we can ensure a fair and predictable marketplace. Family Housing Fund and our partners work to expand opportunities and increase access to affordable housing in the Twin Cities region. Our vision is that the housing market will be fair and predictable, and that low- and moderate-income families will have equitable access to opportunities to - [Activate Housing Champions](https://www.fhfund.org/activate-housing-champions/) - Family Housing Fund believes that our housing challenges require all of us to work together to build a strong and equitable housing system. From policymakers to housing advocates to engaged citizens, we all have a role to play in creating a region where everyone has a place to call home. Our goal is to activate - [Safe & Healthy Homes](https://www.fhfund.org/safe-healthy-homes/) - Family Housing Fund is dedicated to ensuring that rental homes throughout the region are safe and healthy. We recognize that substandard housing quality sometimes displaces renters, and our partners in public interest law observe habitability concerns or repair requests associated with many of the eviction cases for which they provide counsel. We have developed several, - [Building Equity in Small Multifamily Ownership](https://www.fhfund.org/building-equity-in-small-multifamily-ownership/) - Homeownership is one of the most effective ways for a family to build wealth; the typical homeowner has 36 times more wealth than a renter. Discriminatory policies and practices – such as redlining, racial covenants, restrictive zoning, and predatory lending– have made it difficult for people of color, and especially Black and Indigenous families, to - [Need Housing Help?](https://www.fhfund.org/need-housing-help/) - Family Housing Fund is an intermediary organization and does not provide housing, housing services, or direct financial assistance to families or individuals. Instead, we partner with and provide funding to organizations that have affordable housing programs and initiatives that support our mission, values, and strategic plan. Finding housing or help with a housing problem can - [Strengthening the Safety Net for Housing Stability](https://www.fhfund.org/strengthening-the-safety-net/) - When families fall behind on housing payments in Minnesota, their best chance of staying safely and stably housed is to apply for emergency financial assistance from what we consider “safety net” programs – the longstanding public resources that function to resolve financial crises and preserve housing stability. In Minnesota, the “safety net” is a patchwork - [News & Stories](https://www.fhfund.org/news-stories/) - [History](https://www.fhfund.org/history/) - When Family Housing Fund was founded in 1980, we faced complex and worsening housing issues. Nationwide, the population was growing. As baby boomers came of age, there were many young 20-somethings starting families and looking to purchase their first home. But in Minneapolis and Saint Paul, the younger population was declining swiftly. From 1960 to - [The Housing Challenge](https://www.fhfund.org/the-housing-challenge/) - We have a complicated and highly segmented housing system that doesn’t function well for families who need it. Historically, our region’s communities became racially segregated through intentionally racist housing policies. This has led to lasting patterns of segregation and disinvestment that must be addressed through a regional and race-conscious approach to housing policy. Over the - [How to Help](https://www.fhfund.org/how-to-help/) - [Reports & Tools](https://www.fhfund.org/reports-tools/) ## Tab pages - [Housing Provider](https://www.fhfund.org/tab/housing-provider/) - Enroll some or all of your units in your local 4d program and receive property tax abatement in exchange for your commitment to affordability. Read about one property owner's experience with 4d. List your units on HousingLink and actively recruit Housing Choice Voucher holders. Participate in the Stable Homes, Stable Schools initiative if you own - [Housing Advocate](https://www.fhfund.org/tab/housing-advocate/) - Our research shows 1 in 5 workers in the Twin Cities region is housing cost-burdened. Your elected officials need to hear from you about the specific situation in your community. Advocate for zoning policies responsive to your community's needs and more funding for housing initiatives. Educate yourself on the supply needs of your specific geographic - [Business Leader & Employer](https://www.fhfund.org/tab/business-leader-and-employer/) - 43% of Minnesota voters are "quiet supporters" for more housing. You have a unique role to represent this support, and your policymakers need to hear from you. Educate yourself on the supply needs in your specific geographic area, and say yes to more homes. Read our report on the link between housing and economic prosperity - [Policy Maker](https://www.fhfund.org/tab/policy-maker/) - Value all voices in your housing discussions: developers, tenants, communities, and advocates. Adopt an integrated approach to policy making, keeping affordability, education, health, and transportation in mind when addressing housing. Consider policy changes that incentivize development at affordable price points and broaden housing options. Learn about the economic consequences of the housing shortage.Facilitate building Accessory - [Engaged Citizen & Neighbor](https://www.fhfund.org/tab/engaged-citizen-neighbor/) - Attend community meetings and support more homes in your community, making room for affordability. Encourage your neighbors to be vocal about the need for affordable housing and funding. 43% of all Minnesota voters are "quiet supporters" of housing. Let your support be known to your elected officials. Find out what housing policies are under consideration in ## Bios - [Anisha Murphy](https://www.fhfund.org/bio/anisha-murphy/) - [Kasey Kier](https://www.fhfund.org/bio/kasey-kier/) - [Aarica Coleman](https://www.fhfund.org/bio/aarica-coleman/) - [Craig Klausing](https://www.fhfund.org/bio/craig-klausing/) - [Brad Wiersum](https://www.fhfund.org/bio/brad-wiersum/) - [Spencer Finseth](https://www.fhfund.org/bio/spencer-finseth/) - [Marcus Schmit](https://www.fhfund.org/bio/marcus-schmit/) - [Ellen Sahli](https://www.fhfund.org/bio/ellen-sahli/) - Ellen Sahli is president of Family Housing Fund and uses her deep housing experience to advance comprehensive housing solutions regionally. Prior to joining FHFund, Ellen served in housing leadership positions for the City of Chicago, including developing the nationally recognized Chicago Neighborhood Stabilization Program, cutting edge foreclosure prevention strategies, and innovative multi-family preservation programs. Under her leadership, - [Karyssa Scheck](https://www.fhfund.org/bio/karyssa-scheck/) - Karyssa Scheck is a development and communications officer at the Family Housing Fund, where she leads fundraising and communications efforts and supports program development. Prior to joining FHFund, she interned in a Congressional office in Washington, D.C., providing communications, research, and administrative support to legislative aides. Karyssa holds a bachelor's degree from the University of - [Miko Salone](https://www.fhfund.org/bio/miko-salone/) - Miko Salone is the director of operations, bringing over 34 years of administrative experience to the job. She works closely with the president, is a member of the management team and finance team, manages human resources, manages office operations, manages technology, oversees and manages the finance department including accounts receivable and payable and the annual - [Kenny Niemeyer](https://www.fhfund.org/bio/kenny-niemeyer/) - Kenny Niemeyer is a Program Officer at Family Housing Fund, where he leads an emergent and adaptive portfolio of grants, investments, and collaborative initiatives that expand housing choices in Minnesota. Kenny’s commitment to addressing housing challenges is rooted in his community involvement and informed by his prior experience as Housing Development Specialist for the City - [Andrea Inouye](https://www.fhfund.org/bio/andrea-inouye/) - Andrea Inouye is the Program Director at the Family Housing Fund, where she leads program initiatives to drive systems change to increase the supply of affordable housing, expand housing opportunities, and activate more housing champions in the Twin Cities region. Andrea brings 20 years of experience advancing affordable housing policy and development, in both government - [Micah Norman-Pace](https://www.fhfund.org/bio/micah-norman-pace/) - Micah Norman-Pace is a Program Manager at Family Housing Fund, where he manages projects across all program areas to work towards a stronger housing system. Micah brings his experience working in various housing and prevention programs to inform systems change. Prior to joining Family Housing Fund, Micah supported the Stable Homes Stable Schools program with - [Kirstin Burch](https://www.fhfund.org/bio/kirstin-burch/) - [Jamal Osman](https://www.fhfund.org/bio/jamal-osman/) - [Rebecca Otto](https://www.fhfund.org/bio/rebecca-otto/) - [Pearll Warren](https://www.fhfund.org/bio/pearll-warren/) - [Molly Coleman](https://www.fhfund.org/bio/molly-coleman/) - [Cristen Incitti](https://www.fhfund.org/bio/cristen-incitti/) - [Benjamin Horowitz](https://www.fhfund.org/bio/benjamin-horowitz/) - [Jules Atangana](https://www.fhfund.org/bio/jules-atangana/) - [Stephannie Lewis](https://www.fhfund.org/bio/stephannie-lewis/) - [John Quincy](https://www.fhfund.org/bio/john-quincy/) - [Jake Loesch](https://www.fhfund.org/bio/jake-loesch/) - [Elfric Porte](https://www.fhfund.org/bio/elfric-porte/) - [Nelsie Yang](https://www.fhfund.org/bio/nelsie-yang/) - [Anika Bowie](https://www.fhfund.org/bio/anika-bowie/) - [William Droste](https://www.fhfund.org/bio/william-droste/) - [John DeCramer](https://www.fhfund.org/bio/john-decramer/) - [Danielle Grant](https://www.fhfund.org/bio/danielle-grant/) - [Travis Bistodeau](https://www.fhfund.org/bio/travis-bistodeau/) - [Kizzy Downie](https://www.fhfund.org/bio/kizzy-downie/) - [Alene Tchourumoff](https://www.fhfund.org/bio/alene-tchourumoff/) - [Andrea Brennan](https://www.fhfund.org/bio/andrea-brennan/) - [Amy Stetzel](https://www.fhfund.org/bio/amy-stetzel/) - [Amy McCulloch](https://www.fhfund.org/bio/amy-mcculloch/) ## Reports - [Twin Cities Housing Policy Finder](https://www.fhfund.org/report/twin-cities-housing-policy-finder-2/) - View the Twin Cities Housing Policy Finder here. Throughout the seven-county Twin Cities region, jurisdictions are advancing housing agendas to meet the needs of the communities they serve. Local governments have an important role to play in promoting the optimal use of public resources, processes, and powers to support affordable homes, policies, and investments that - [Survey of Tenants in Single-Family Rentals Phase 2: Minneapolis, Saint Paul, Bloomington](https://www.fhfund.org/report/sfr-tenant-survey-ph2/) - Recent research has shown an increase in ownership of single-family rentals by large-portfolio landlords, among them corporate investors and private equity firms, in the Twin Cities region. Family Housing Fund partnered with the University of Minnesota's Center for Urban and Regional Affairs on a research project to learn about the experiences of tenants who live - [Federally-Assisted Housing Preservation](https://www.fhfund.org/report/federally-assisted-housing-preservation/) - Family Housing Fund partnered with Visible City to identify and map housing units with federal, project-based rental assistance that will soon expire. Using this map as a tool, we plan to work with partners throughout the Twin Cities region to preserve the long-term affordability of these homes. A list of data sources and instructions for - [Public Lands with Potential for Housing Development](https://www.fhfund.org/report/public-lands-mapping-tool/) - Surplus and vacant publicly-owned land parcels offer unique opportunities for affordable housing development and should be utilized by local governments to add to the housing supply. To help communities identify public lands that are ripe for housing development, Family Housing Fund worked with Visible City to create a map of public lands in the Twin - [Administering Emergency Financial Assistance: Understanding the time and costs required to deploy critical housing stability resources](https://www.fhfund.org/report/administering-efa/) - When Minnesotans fall behind on housing payments, one of their primary options is to apply for emergency financial assistance from longstanding, publicly-funded programs. But navigating this system can be difficult for families in crisis, and there is no guarantee of sufficient or timely payment to preserve housing stability. It takes money, time, and staff to - [Housing Counts Data 2002-2024](https://www.fhfund.org/report/housing-counts-data/) - Each year since 2002, Family Housing Fund and HousingLink jointly publish data to provide housing leaders and stakeholders with a consistent means of tracking annual affordable housing production, preservation, and loss. The data set provides an annual accounting of affordable housing projects in Minneapolis, Saint Paul, and suburban communities, offering a consistent way of measuring - [Strengthening the Safety Net for Housing Stability: A Vision for Transforming Emergency Financial Assistance](https://www.fhfund.org/report/safety-net-vision-for-transformation/) - Throughout 2023, Family Housing Fund (FHFund) led a collaborative engagement process to re-imagine Minnesota’s emergency financial assistance system and co-create recommendations for weaving a stronger safety net for housing stability. Building on what we learned from the community engagement phase of the project, we hosted two co-design workshops in November 2023 with a diverse group - [Bargain Sales: A Good Deal for Sellers, Buyers, and Residents](https://www.fhfund.org/report/bargain-sales/) - Ready to get out of the real estate business, but want to ensure that your long-term residents won’t be displaced by a new owner? Looking for the best way to maximize your return on investment while leaving a legacy from your years of ownership? Getting top price for your property is likely a priority when - [Building Equity: Year 3 Results and Key Learnings](https://www.fhfund.org/report/building-equity-year-3/) - The Building Equity in Small Multifamily Ownership initiative developed and implemented strategies to help Black, Indigenous, and People of Color (BIPOC) households build wealth as owner-occupants of small multifamily (2-4 unit) properties over a three year pilot period. The Building Equity initiative is led by a Collaborative of organizations: Family Housing Fund, Hope Community, Build - [Valuing Homes in Black Communities](https://www.fhfund.org/report/vhbc/) - Throughout 2023, FHFund worked to develop new strategies for advancing Black homeownership and wealth – a body of work we are calling “Valuing Homes in Black Communities” (VHBC). We conducted a deep community engagement and co-design process to pressure-test ideas, learn from the various experiences and expertise of partners and stakeholders, and develop next steps - [Survey of Tenants in Single-Family Rentals in North Minneapolis](https://www.fhfund.org/report/survey-renters-north-minneapolis-sfr/) - This report summarizes findings from a survey of renters living in single-family home rentals (SFRs) in North Minneapolis, the first phase of a larger research project led by Family Housing Fund and the University of Minnesota Center for Urban and Regional Affairs (CURA). The study explores whether the the experiences of renters in SFRs differs - [Best Practices in Advancing Accessory Dwelling Unit Production](https://www.fhfund.org/report/advancing-adu-production/) - Family Housing Fund and NeighborWorks Home Partners have examined Accessory Dwelling Units (ADUs) in recent years to understand and amplify their potential for helping Twin Cities communities meet their housing needs. While many municipalities in the Twin Cities region have changed zoning code to allow ADUs in recent years, ADU development has been slow. Together, - [Strengthening the Safety Net for Housing Stability: Insights from Community Engagement](https://www.fhfund.org/report/safety-net-insights-from-community-engagement/) - Family Housing Fund is leading a collaborative engagement process to re-imagine Minnesota's emergency financial assistance system and produce a collective vision for strengthening the safety net for housing stability. Over several months, we gathered perspectives and insights from a wide range of community members and leaders. In total, we engaged 379 people, including renters, rental - [Building Equity: Year 2 Progress Update](https://www.fhfund.org/report/building-equity-year-2-progress/) - 2022 marked the second full year of the Building Equity in Small Multifamily Ownership initiative, a set of strategies helping Black, Indigenous, and People of Color (BIPOC) households build wealth as owner-occupants of small multifamily (2-4 unit) properties. The Building Equity initiative is led by a collaborative of organizations: Family Housing Fund, Hope Community, Build - [Duplex Designs](https://www.fhfund.org/report/duplex-designs/) - Family Housing Fund and the Building Equity collaborative worked with architects MSR Design to create four sets of construction plans that local developers may obtain for free to construct a for-sale duplex on a typical 45'x120' Minneapolis or Saint Paul lot. Our goal is to help reduce construction costs and encourage the development of small - [Housing and Unemployment: Twin Cities Hardest-Hit Neighborhoods One Year into the Pandemic](https://www.fhfund.org/report/housing-and-unemployment-2021/) - As the COVID-19 pandemic hit Minnesota in March 2020 – marked by state-issued stay-at-home orders to protect public health – our communities felt immediate economic impacts. In April 2020, the number of continuing unemployment insurance claims in Minnesota skyrocketed to 500,246 – a record high. Compared to April of the previous year, this represents a - [Qualified Rental Housing Administrators and Receivers](https://www.fhfund.org/report/qualified-rental-housing-administrators-and-receivers/) - In March 2018, the Family Housing Fund published a Request for Qualifications (RFQ) to identify qualified firms to act as Court-appointed administrator or receiver within the context of certain legal actions to protect and preserve low-cost rental housing and the occupancy by residents thereof in the Twin Cities metropolitan region. Through a review of applications - [Case Study: St. Louis Park Homeownership Program](https://www.fhfund.org/report/case-study-st-louis-park/) - The St. Louis Park "Live Where You Work Home Ownership Program" provides eligible employees of St. Louis Park businesses with a $2,500 forgivable, deferred loan towards the purchase of a home within the city. Employers are encouraged to make a matching contribution towards these loans. The program not only offers an employee an opportunity to live - [Case Study: Grow Perham](https://www.fhfund.org/report/case-study-grow-perham/) - In 2007, a group of Perham business owners and corporate executives got together to talk about the shortage of housing for the workers they needed. The group called themselves “Grow Perham” and has financed the construction of 10 apartment buildings in Perham offering a total of 156 apartments and housing over 220 people. Learn more - [Zero Balance Project: Key Facts & Figures](https://www.fhfund.org/report/zbp-brief/) - The Zero Balance Project allowed rental property owners to apply for Federal Emergency Rental Assistance (ERA) on behalf of renters impacted by the pandemic. Following the first round of pandemic rental assistance programs funded by the Federal CARES Act in 2020, local governments received unprecedented Federal funds to help impacted families remain current on rent - [ADU Idea Book for Mid-Century Homes](https://www.fhfund.org/report/mid-century-adu-idea-book/) - Do you own a home built in the mid-twentieth century? Have you ever wished that your mid-century home had more space and capacity to house your family, relatives, or neighbors? Do you love your neighborhood but have concerns about your home’s ability to meet your needs as you grow older? Adding an Accessory Dwelling Unit - [Building Equity in Small Multifamily Ownership: Year 1 Progress Update](https://www.fhfund.org/report/building-equity-year-1-progress/) - 2021 marked the first fill year of the Building Equity in Small Multifamily Ownership initiative, a set of strategies helping Black, Indigenous, and People of Color (BIPOC) build wealth as owner-occupants of small multifamily (2-4 unit) homes. The Building Equity initiative is led by a collaborative of organizations: Family Housing Fund, Hope Community, Build Wealth - [Small Multifamily Homes and Wealth Building](https://www.fhfund.org/report/small-multifamily-market-brief/) - The small multifamily housing market – the local stock of duplexes, triplexes, and fourplexes – offers a powerful opportunity to help close our region's stark racial disparities in homeownership and wealth. 2-4 unit homes present affordable entries to homeownership and the potential for greater, faster wealth building than single-family homes. However, purchasing and owning a - [4d Affordable Housing Incentive Programs for Rental Housing Owners](https://www.fhfund.org/report/4d-incentive-programs/) - Download the Minneapolis 4d Program FAQ Download the Saint Paul 4d Program FAQ 4d Incentive Programs in Saint Paul and Minneapolis were created to help preserve naturally occurring affordable housing (NOAH), which is affordable on the private market without subsidy due to factors such as age. Owners of rental housing who enroll units in these - [Tools for Preserving Affordable Rental Housing](https://www.fhfund.org/report/noah-preservation-resources/) - Family Housing Fund and our partners across private, nonprofit, and public sectors are making a concerted effort to preserve privately-owned affordable rental options. This housing is sometimes called “NOAH” (naturally-occurring affordable housing). Ensuring that the most affordable rental homes in our region stay within reach for renters earning modest incomes is critical to meeting the - [Opening the Door: Tenant Screening and Selection](https://www.fhfund.org/report/opening-the-door/) - When an apartment becomes available in the Twin Cities, who gets to move in? And perhaps more importantly, who doesn't? In partnership with Housing Justice Center and several partners based in Twin Cities communities, we examined the methods and systems used by rental property owners and managers to predict whether a tenant-applicant will pay on - [The Space Between: Realities and Possibilities in Preserving Unsubsidized Affordable Rental Housing](https://www.fhfund.org/report/the-space-between-preserving-affordable-housing/) - Most low-income renters do not live in subsidized housing, instead relying on the larger market of unsubsidized naturally occurring affordable housing (NOAH). As the tight rental market has incentivized property owners to renovate their property and raise rents—and as national investors discover the Twin Cities region—NOAH is disappearing at an alarming rate. This report explores - [Prioritizing Public Lands for Affordable Housing and other Public Benefits](https://www.fhfund.org/report/public-lands-for-affordable-housing/) - To meet the housing needs of the Twin Cities region, we must think creatively and look for new opportunities to align and maximize the impact of public resources. Surplus, vacant, and underutilized public lands are precious community resources and must be part of the solution. Let’s build on what we already have. Public lands are - [Home + home: Twin Cities ADU Guidebook](https://www.fhfund.org/report/adu/) - Are you a homeowner interested in generating rental income without acquiring another property? Planning to downsize in your retirement? Wanting to help support an aging parent or special needs child? An Accessory Dwelling Unit (ADU) could be the answer. Family Housing Fund created this guidebook to help Twin Cities homeowners learn about and build ADUs. - [Housing and Unemployment: Hardest-hit neighborhoods](https://www.fhfund.org/report/housing-and-unemployment-hardest-hit/) - July 31, 2020 By Sarah Berke, Colleen Ebinger, Justin Hollis, and Jacob Wascalus (DOWNLOAD AS A PDF) The economic impact of the COVID-19 pandemic has put thousands of Twin Cities residents at risk of losing their homes. In fact, over the past four months, more than 400,000 workers in the region have filed applications for - [ADU Designers and Contractors](https://www.fhfund.org/report/adu-designers-and-contractors/) - Accessory Dwelling Units (ADUs) are a flexible, neighborhood-scale solution to our regional housing challenges. They can help homeowners meet a variety of needs - from housing a relative to generating additional income - while providing affordable options on the private market. Interested in building an ADU and looking for the right team to help? Family - [Municipal ADU Policies in the Twin Cities](https://www.fhfund.org/report/twin-cities-municipal-adu-policies/) - Accessory Dwelling Units (ADUs), also called granny flats or backyard cottages, are a unique housing form created by individual homeowners and scattered throughout neighborhoods. They are adjacent or attached to a primary home and have their own entrance, kitchen, bathroom, and living area. As the region’s shortage of affordable housing worsens, ADUs present a flexible, neighborhood-scale - [ADUs: Housing Options for a Growing Region](https://www.fhfund.org/report/adus-housing-options-for-a-growing-region/) - Accessory Dwelling Units (ADUs), also called granny flats or backyard cottages, are a unique housing form created by individual homeowners and scattered throughout neighborhoods. They are adjacent or attached to a primary home and have their own entrance, kitchen, bathroom, and living area. As the region’s shortage of affordable housing worsens, ADUs present a flexible, - [Pandemic Challenges Faced by Minnesota Landlords: New survey findings and recommendations to policy makers](https://www.fhfund.org/report/pandemic-challenges-faced-by-minnesota-landlords/) - Introduction Throughout the COVID-19 pandemic and economic crisis, much of the housing policy discussion has been renter-focused. Many renter households have been unable to remain current on their financial obligations, falling further behind while a series of federal- and state-level executive orders extends moratoria on evictions for non-payment of rent. Several landlord surveys have tracked - [Changing the Face of Housing in Minnesota Leadership Survey Report](https://www.fhfund.org/report/changing-the-face-of-housing-in-minnesota-leadership-survey-report/) - Changing the Face of Housing in Minnesota was a joint initiative of the Corporation for Supportive Housing (CSH), the Family Housing Fund, and the Twin Cities Local Initiatives Support Corporation (LISC). It was created to support local housing, planning, and community development organizations in their efforts to recruit and maintain diverse boards of directors and - [Justice Served, Housing Preserved: The Ramsey County Housing Court Model](https://www.fhfund.org/report/justice-served-housing-preserved/) - This journal article was authored by Family Housing Fund Vice President Colleen Ebinger and Ramsey County Housing Court Referee Elizabeth Clysdale, and was published by the Mitchell Hamline Law Journal of Public Policy and Practice. In July 2018, a new Housing Clinic launched at the Ramsey County Courthouse. It had been a year in the - [What's the Best Way to Stem Evictions?](https://www.fhfund.org/report/whats-the-best-way-to-stem-evictions/) - Family Housing Fund's Colleen Ebinger participated in a panel discussion on eviction prevention hosted by Minnesota Lawyer. She was joined by Minnesota Attorney General Keith Ellison, Chief Judge John Guthmann, Dr. Brittany Lewis of the Center for Urban and Regional Affairs, Drew Schaffer of Mid-Minnesota Legal Aid, and Joseph Abraham of Pergola Management. Read the - [A Head Start for Eviction Prevention](https://www.fhfund.org/report/a-head-start-for-eviction-prevention/) - This article was co-authored by Family Housing Fund and the Urban Institute and published on the Urban Institute's website. "In July 2018, the Ramsey County Housing Court set up a clinic in the courthouse offering tenants services that could help their case, such as legal aid, emergency assistance funds, and mediation. The clinic has helped - [Four Lessons from Minnesota Can Inform the Eviction Crisis Debate](https://www.fhfund.org/report/four-lessons-from-minnesota-can-inform-the-eviction-crisis-debate/) - Housing Matters, an initiative of the Urban Institute, featured four lessons from Family Housing Fund's eviction prevention work at the Ramsey County Housing Court: A specialty housing court enables more effective problem solving.Access to a combination of financial assistance, lawyers, and mediators at the courthouse can resolve many cases quickly.Collaboration or flexibility among emergency funding - [Teaming Up to Prevent Eviction in Minnesota - a film by the Urban Institute](https://www.fhfund.org/report/teaming-up-to-prevent-eviction/) - Family Housing Fund has worked closely with the Urban Institute to evaluate our eviction prevention work and share the lessons learned. Watch the Urban Institute's short film featuring the Neighborhood House Crisis Clinic. - [Housing and Economic Growth in the Twin Cities: Quantifying the Critical Link Between Housing Supply and the Region's Economic Prosperity](https://www.fhfund.org/report/housing-economic-impact/) - This research explores the link between housing affordability and the Twin Cities region’s economic prosperity, providing an estimate for the region’s housing need for the next twenty years (2018-2038). The region stands to lose 48,000 jobs and suffer a $4.3 billion loss in Gross Regional Product over the 20-year period if we fail to meet - [Working Doesn't Always Pay for a Home](https://www.fhfund.org/report/working-doesnt-always-pay/) - The average single-family home is too costly for many working individuals and families to buy. In 2018, rental vacancy rates were just over two percent, keeping rents high and out of reach for many working families. This fact sheet compares worker’s wages to the affordability of housing (including transportation costs) by industry. By the 30 - [Building Affordably: A Primer on Off-Site Construction Methods and the Opportunity to Expand Homeownership](https://www.fhfund.org/report/building-affordably/) - The Twin Cities region faces a severe shortage of affordable homeownership opportunities, especially for low- and moderate-income households at 50 to 100 percent of Adjusted Median Income (AMI). There is currently a gap of thousands of units in annual production between new supply and demand in the Twin Cities market. While market forces may close - [The Home Ownership Made Easy (HOME) Program: How 500+ Families Moved from Public Housing to Sustainable Homeownership](https://www.fhfund.org/report/the-home-ownership-made-easy-home-program-how-500-families-moved-from-public-housing-to-sustainable-homeownership/) - Affordable Housing Collaboration in Minnesota: Outcomes and Lessons Learned Series Family Housing Fund, the Saint Paul Public Housing Agency, the Minneapolis Public Housing Authority (MPHA), and Thompson Associates collaborated in 1990 to create the Home Ownership Made Easy (HOME) Program, which connected families living in public housing with education and financial resources to support homeownership. - [Minnesota Green Communities Initiative: How Green and Healthy Became the Standard for Affordable Housing in Minnesota](https://www.fhfund.org/report/minnesota-green-communities-initiative/) - Affordable Housing Collaboration in Minnesota: Outcomes and Lessons Learned Series This program report describes how the Minnesota Green Communities Initiative began, evolved, and produced systems change to support green affordable housing. Because of the Minnesota Green Communities Initiative, affordable housing construction and rehabilitation financed through the Minnesota Housing Finance Agency promotes resident health, brings economic - [Affordable Rental Housing Does Not Reduce Property Values: Evidence from the Twin Cities](https://www.fhfund.org/report/affordable-rental-housing-does-not-reduce-property-values/) - A common misunderstanding about affordable housing is that subsidized rental housing causes a decline in the value of the nearby owner-occupied properties in the neighborhood. In 2000, Family Housing Fund commissioned Maxfield Research, Inc. to research the connection between affordable rental housing and property values in order to help policymakers, housing developers, and other interested - [Mixed Income Housing: An Introduction for the Minneapolis - Saint Paul Region](https://www.fhfund.org/report/mixed-income-housing-an-introduction-for-the-minneapolis-st-paul/) - Mixed income housing refers to developments that are primarily market rate, but have a modest component of affordable housing. Research indicates that mixed income communities are a key part of building economic prosperity and competitiveness by attracting and retaining residents to support key employers. Ensuring that there is a full range of housing choices with - [Hawthorne EcoVillage Five-Year Progress Report: 2007-2012](https://www.fhfund.org/report/hawthorne-ecovillage-five-year-progress-report-2007-2012/) - The Hawthorne EcoVillage is an innovative, sustainable neighborhood that focuses on restoring balance to natural systems, supporting health among residents, and cultivating neighborliness and a strong sense of community. It consists of four city blocks in the Hawthorne Neighborhood of Minneapolis. Addressing crime, foreclosure, and property abandonment by creating a green neighborhood has brought new - [Western U Plaza: How Community Engagement and Funder Alignment Are Creating Catalytic Transit Oriented Development](https://www.fhfund.org/report/western-u-plaza/) - Affordable Housing Collaboration in Minnesota: Outcomes and Lessons Learned Series Located at the intersection of University and Western Avenues, the Western U Plaza apartments now stand on the former Minnesota Milk Company (Old Home Foods) property. This report documents how aligning community vision, strategic acquisition and funding, and nonprofit-private partnership created 60 green, affordable housing - [Case Study: West Ridge Market](https://www.fhfund.org/report/case-study-west-ridge-market/) - West Ridge Market in Minnetonka represents a mix of housing styles and prices with linkages to jobs, transportation, services, and recreation within a compact, mixed-use neighborhood. The 418 new housing units provide a mix of rents and prices, serving those from very low to higher incomes. In addition, 256,000 square feet of commercial space provides jobs - [Case Study: Richfield Transformation](https://www.fhfund.org/report/case-study-richfield-transformation/) - Transformation Homes is a Richfield Housing and Redevelopment Authority (HRA) loan program to encourage large-scale renovations with the goal of neighborhood preservation. To be eligible for funding the renovation must be valued at $50,000 or more. The program provides a zero percent interest, 30-year deferred loan that covers 15 percent of total project costs, up to - [Case Study: Chaska Clover Ridge](https://www.fhfund.org/report/case-study-chaska-clover-ridge/) - The City of Chaska created Clover Ridge as a planned development within their zoning code. The goal of the project is to provide a mix of housing types within a new traditional neighborhood framework. Clover Ridge is comprised of four different neighborhoods with varying levels of density, price and housing styles. The four neighborhoods are - [Case Study: Kingsley Commons](https://www.fhfund.org/report/case-study-kingsley-commons/) - The Affordable Housing Incentive Fund (AHIF) was created by the Hennepin County Housing and Redevelopment Authority Board of Commissioners to work with municipalities, other government and nonprofit agencies to encourage the preservation and creation of long-term affordable housing throughout Hennepin County. Kingsley Commons in Minneapolis, developed by CommonBond Communities, received $394,380 in AHIF funding in 2004 and - [Case Study: Bridge to Success Program](https://www.fhfund.org/report/case-study-bridge-to-success/) - The Bridge to Success Contract for Deed Program is a remarkable approach to homeownership – a combination of education and counseling that aims to revitalize the potential owner's credit and increase their ability to borrow when the time comes and they are more financially secure. The Bridge to Success Contract for Deed Program creates an - [Case Study: Anoka Condos](https://www.fhfund.org/report/case-study-anoka-condos/) - The riverfront in downtown Anoka was previously zoned as a downtown business district. The City created a Planned Unit Development (PUD) to meet the shoreland zoning requirements of the Department of Natural Resources and to provide flexibility from strict city zoning regulations. This allowed for residential, commercial and office uses. The large scale site planning - [Case Study: Land Bank Twin Cities](https://www.fhfund.org/report/case-study-land-bank-twin-cities/) - Within the Twin Cities seven-county region, new resources are available to help public entities purchase and hold available land and properties to meet longer term community housing goals. A good example of this is Land Bank Twin Cities, Inc. (Land Bank), a nonprofit organization that captures real estate opportunities to benefit people of low to - [Case Study: Dakota Heights](https://www.fhfund.org/report/case-study-dakota-heights/) - Dakota County Community Development Agency (CDA) has experienced great success by using a variety of methods to build and sustain affordable housing. The CDA uses levied funds for its Senior Housing Development Program. Levied funds are used for development related expenses including land and construction costs, as well as for debt service on the bonds - [Case Study: Golden Valley Town Square](https://www.fhfund.org/report/case-study-golden-valley-town-square/) - Golden Valley Town Square is a 13-acre redevelopment project that exhibits all the characteristics of how redevelopment can include affordable housing along with a variety of land uses. The project includes town homes, stacked condominiums, rental apartments, and 38,000 square feet of office and retail space. The city stepped in with TIF funds to assist - [Case Study: Westbrooke Patio Homes](https://www.fhfund.org/report/case-study-westbrooke-patio-homes/) - The City of Hopkins created a Housing Improvement Area to allow for the financing of a $2.3 million improvement project. The area contained a number of older town homes that had deteriorated. The project involved renovating and reconfiguring 40 buildings and garages. The work was extensive and involved many updates to the systems and infrastructure - [Case Study: The Ridge in Minnetonka](https://www.fhfund.org/report/case-study-the-ridge-in-minnetonka/) - The Ridge is located at 12708 Wayzata Boulevard in Minnetonka. Near I-394 and Ridgedale Mall, the Duffy Development mixed-income project is the result of a close partnership between the developer and the City of Minnetonka to support the redevelopment of two small vacant properties into a 64-unit mixed-income apartment building providing long-term affordability. A fifth - [Case Study: Woodbury's Implementation Plan](https://www.fhfund.org/report/case-study-woodburys-implementation-plan/) - Woodbury’s 2008 housing implementation plan is a good example of providing for a full range of housing choices by adopting flexible regulatory and using numerous financial tools. Woodbury’s policy toolbox includes the city's consideration of: • density bonuses for affordable units• actively seeking partnerships with affordable housing developers• proactive identification and acquisition of sites for - [Case Study: Red Wing](https://www.fhfund.org/report/case-study-red-wing/) - Red Wing, Minnesota, a town with less than 20,000 people, has created a housing trust fund in order to address the need for safe, affordable homes in rural communities. The Red Wing Housing and Redevelopment Authority (HRA) receives property tax levy funds and City Council approved their request to increase the levy amount and will - [Case Study: 2700 University](https://www.fhfund.org/report/case-study-2700-university/) - At 2700 University Avenue, on the seam between Minneapolis and Saint Paul adjacent to the Westgatelight rail station, a Central Corridor project combines affordable and market-rate housing. Over the past several years, the rising demand for multi-family housing has led to a rental occupancy rate of nearly 100% and a long wait list. Easy access - [Case Study: Sienna Green](https://www.fhfund.org/report/case-study-sienna-green/) - Sienna Green, Aeon's eco-friendly renovation of the Har Mar Apartments, offers newly renovated and affordable apartment homes in a residential neighborhood of Roseville, Minnesota. Residents enjoy a suburban setting that’s conveniently close to walking trails, schools, and parks, transit lines, and Rosedale. Apartments feature updated, modern and energy efficient amenities. Additionally, the surrounding grounds have - [Case Study: The Cameron](https://www.fhfund.org/report/case-study-the-cameron/) - The Cameron is located in the heart of the North Loop neighborhood of Minneapolis, Minnesota, and represents the combination of historical redevelopment and well connected, transit- and pedestrian-oriented affordable housing. The apartments are within walking distance of a multimodal transit station and the popular commercial and entertainment corridors of Washington Avenue and Hennepin Avenue. Formerly a vacant warehouse - [Case Study: Glendale Place Senior Housing](https://www.fhfund.org/report/case-study-glendale-place/) - Glendale Place is a 62-unit building in the City of Savage that provides affordable senior housing using bonds provided by the Scott County HRA and a land swap with the City of Savage. To make the project a reality County HRA bonds were sold with the city's General Obligation (G.O.) bond backing because it has - [Case Study: Midtown Exchange](https://www.fhfund.org/report/case-study-midtown-exchange/) - The redevelopment of the Sears and Roebuck building on Lake Street in Minneapolis brought hundreds of jobs back into the area and turned a vacant 1928 building into a shining example of private/public partnership. The City purchased the former Sears property in 2001 and evaluated numerous development proposals. Ryan Companies ultimately was picked to be - [Case Study: River North Senior Apartments](https://www.fhfund.org/report/case-study-river-north-senior-apartments/) - The River North Senior Apartments in Coon Rapids, Minnesota consist of 167 units of affordable senior homes, constructed adjacent to the Coon Rapids Ice Arena. A single family home was purchased in July of 2015 and the City of Coon Rapids sold the remaining parcel to Dominium on October 19, 2015 to complete the envisioned development. - [Case Study: Arlington Gardens](https://www.fhfund.org/report/case-study-arlington-gardens/) - Greater Metropolitan Housing Corporation (GMHC) provides high-risk pre-development loans to organizations which assist in the development of quality affordable housing. These loans cover expenses such as architectural fees, environmental and soil testing, land costs, consultants, etc., as well as bridge loans. GMHC also administers the funding during the pre-development phase. Arlington Gardens in Saint Paul provides - [Case Study: Maple Grove Project Points System](https://www.fhfund.org/report/case-study-maple-grove/) - All new residential housing projects in the City of Maple Grove must be submitted as a Planned Unit Development and are scored using a Project Points System (PPS) scoring guide. The project must receive a minimum 75 percent of the possible points to be considered for approval by the City Council. The provision provides developers - [Case Study: Bloomington Community Land Trust](https://www.fhfund.org/report/case-study-bloomington-community-land-trust/) - West Hennepin Affordable Housing Land Trust (WHAHLT) and Homes Within Reach (HWR) began implementing its program in May 2002: a Community Land Trust whose service area is the 44 communities of western suburban Hennepin County; and currently active in twelve (12) communities in the suburbs of Hennepin. The mission is to use the Community Land Trust - [Case Study: Woodbury Loan Fund](https://www.fhfund.org/report/case-study-woodbury-loan-fund/) - The City of Woodbury created a home improvement loan fund specifically to remove blight, encourage home renovation and increase home values. Low-interest loans of up to $25,000 are available to qualified families who earn no more than 80 percent of area median income. This figure currently stands at $64,000 for a family of four. Eligible improvements include home - [Case Study: Project S.H.I.N.E.](https://www.fhfund.org/report/case-study-project-s-h-i-n-e/) - Project S.H.I.N.E. stands for "Shoreview Inspections for Neighborhood Enhancement". It is a program designed by the City of Shoreview to educate residents and raise awareness about the importance of maintaining properties. Well maintained properties protect both property values and the quality of a neighborhood. This neighborhood enforcement and enhancement effort is aimed at maintaining the livability - [Case Study: Elevate at SouthWest Station](https://www.fhfund.org/report/case-study-elevate-southwest-station/) - Elevate @ SouthWest Station will be a vertically integrated mixed use development on currently underutilized parcels just east of the existing SouthWest Station bus facility and future LRT station. The project will remove the vacant bank and Ruby Tuesdays at the northwest corner of Prairie Center Drive and Technology Drive and construct a new six-story - [Case Study: Chasewood Townhomes](https://www.fhfund.org/report/case-study-chasewood-townhomes/) - Development of affordable housing doesn't stop once the last brick has been set in place. The ability to keep units affordable for the long term can be a struggle even the largest government agencies can't successfully win. Dakota County Community Development Agency has found an innovative way of consistently keeping its rents lower than the all - [Case Study: The Overlook in Minnetonka](https://www.fhfund.org/report/case-study-the-overlook-in-minnetonka/) - Harriss Architects, on behalf of property owner Tonka on the Creek, LLC, proposed to redevelop the property at the southwest corner of the Minnetonka Boulevard/Highway 169 intersection. The redevelopment consists of a four-story, 100-unit, market-rate apartment building known as The Overlook. The building is served by a surface parking lot adjacent to Minnetonka Boulevard, as - [Case Study: Excelsior and Grand](https://www.fhfund.org/report/case-study-excelsior-and-grand/) - St. Louis Park's Excelsior and Grand is an example of creating a livable community that has been created within an existing suburban city. Excelsior and Grand, a 15 acre redevelopment along a major community corridor was transformed into a compact town center accessible by transit. It now functions as a local, municipal and regional destination for - [Case Study: Come Home 2 Edina](https://www.fhfund.org/report/case-study-come-home-2-edina/) - Come Home 2 Edina is a second mortgage program crafted to meet the current requirements of the mortgage industry for home purchases in the City of Edina, Minnesota. Up to $60,000 is available to eligible homebuyers within qualified areas of the City. The program is funded by the Edina Housing Foundation, a non-profit created by the - [Case Study: Bremer Homebuyer Employee Loan Program](https://www.fhfund.org/report/case-study-bremer-homebuyer-employee-loan-program/) - Bremer Financial Corporation, based in St. Paul, Minnesota, offers the Bremer Homebuyer Employee Loan Program (HELP) to promote home ownership among its employees. The Program provides assistance to eligible employees in the form of a loan up to $5,000 to aid the employee in purchasing their first home. Under the Program, Bremer makes the loan - [Case Study: Brooklyn Park Redevelopment](https://www.fhfund.org/report/case-study-brooklyn-park-redevelopment/) - The 15-acre Village Creek development is located at the intersection of Brooklyn Boulevard and Zane Avenue in Brooklyn Park. The project was made possible in part by $73,900 from the Metropolitan Council Tax Base Revitalization Funds that was used to clean up petroleum contamination in both the soil and groundwater in approximately one third of - [Case Study: Active Living Hennepin Communities](https://www.fhfund.org/report/case-study-active-living-hennepin-communities/) - Active Living Hennepin Communities is a partnership of cities, businesses, state and local agencies and the county. All partners work together to increase residents' opportunities for active living. This is done through policy changes, community involvement and other planning changes. Hennepin County's active living resolution was approved in October 2007. The resolution formally states Hennepin County's active - [The Cost Effectiveness of Community-Based Foreclosure Prevention](https://www.fhfund.org/report/the-cost-effectiveness-of-community-based-foreclosure-prevention/) - Programs supporting homeownership for low-income families need to be linked to the full continuum of homeownership support services: pre-purchase education and counseling, financial assistance, post-purchase support, and foreclosure prevention. This study explores the cost-effectiveness of community-based foreclosure prevention interventions. It evaluates two measures: the time it takes to resolve a homeowner’s mortgage default and the - [Encourage Employers' Commitment to Affordable Homes for Workers](https://www.fhfund.org/report/encourage-employers/) - How can state and local governments leverage employers' commitment to affordable homes for workers? Employers have a vested interest in making sure their workers can afford safe, quality homes close to the workplace. This has numerous benefits, including a reduction in absenteeism and it makes it easier to attract and retain qualified employees. However, most - [Prevent Foreclosures and Help Affected Owners](https://www.fhfund.org/report/prevent-foreclosures-and-help-affected-owners/) - While most communities have programs to help renters become homeowners many communities do not focus enough on keeping existing homeowners in their homes. Foreclosure prevention programs help homeowners who are struggling to make mortgage payments or have defaulted on their mortgage and are in danger of foreclosure. Foreclosure prevention programs work by providing people with - [Create and Expand Downpayment Assistance](https://www.fhfund.org/report/downpayment-assistance/) - Downpayment assistance programs are a tool for state and local governments to expand homeownership opportunities for moderate-income families and individuals. These programs work by providing assistance with downpayments. With this assistance, people can take out mortgages with lower payments. This makes homeownership possible for families that would otherwise have been unable to afford it. Sometimes - [Expand Homeownership Education and Counseling](https://www.fhfund.org/report/expand-homeownership-education-and-counseling/) - In recent years, the home-buying process has grown more and more complicated. In addition to the standard fixed-price mortgage, prospective home buyers are now offered a wide array of different mortgage products. With the onset of foreclosure recovery efforts, numerous downpayment and closing cost assistance programs are also available. The increased complexity of the mortgage - [Adopt Mixed Income Housing Policies](https://www.fhfund.org/report/adopt-mixed-income-housing-policies/) - Mixed income housing policies are flexible tools for creating new affordable rental and ownership opportunities in connection with market-rate housing development. Mixed income housing policies may be mandatory or voluntary, and either require or offer incentives for developers of market-rate projects to set aside a modest percentage of units for low- and moderate-income households. Many - [Reduce Regulatory Costs: Expedite Permitting and Reduce Fees & Parking Requirements](https://www.fhfund.org/report/reduce-regulatory-costs/) - The permitting and review process plays an important role in ensuring newly built or renovated housing meets health, safety, environmental, and other standards. However a lengthy or complex approval process can lead to delays that increase expenses. These increased expenses make it more difficult to deliver a full range of housing choices and sometimes act - [Adopt Local Policies in Support of Housing Choice](https://www.fhfund.org/report/adopt-local-policies-in-support-of-housing-choice/) - It is becoming increasingly important for local communities to include strong local housing policies within their existing comprehensive plans. Such policies must support the preservation and creation of a full range of housing choices. Well planned and livable communities must have a diverse mix of housing types, sizes and prices. Changing consumer preferences and demographic - [Dig Deeper: Additional Data Resources](https://www.fhfund.org/report/additional-data-resources/) - Data HousingLink’s Streams is a searchable database of publicly-funded (subsidized) rental housing in the Twin Cities seven-county metro area. Streams contains data on rental housing with a long-term rent restriction (or direct rent subsidy) that makes it affordable for those earning 80% or less of the area median income (AMI). This includes public housing, Project Based - [Stimulate Construction or Rehab through Tax Abatements](https://www.fhfund.org/report/stimulate-constriction-or-rehab-through-tax-abatements/) - Communities that offer tax abatements or exemptions agree to eliminate tax increases or otherwise reduce property taxes for specific properties. This is done for a designated period of time in order to stimulate a specified public benefit. In the housing sector, real estate tax abatements or exemptions are most commonly used to provide a financial - [Support Housing Bond Issues](https://www.fhfund.org/report/support-housing-bond-issues/) - State and local governments may use the proceeds of bond issues to support affordable housing. Housing revenue bonds are payable exclusively through project revenues and so do not impose a risk on local or state government issuers. If at least 40% of the units are reserved for households at or below 60% of area median - [Link Transportation Policies and Land Use](https://www.fhfund.org/report/link-transportation-policies-and-land-use/) - Integral to successful livable communities are policies that link transportation and land use. Projects can bring new vibrancy to downtown areas, commercial cores, neighborhoods, and transit corridors. They do this by enhancing their amenities and ambiance and making them places where people want to live, work, and visit. Often, transportation and land use plans support - [Utilize Tax Increment Financing (TIF) to Fund a Mix of Housing](https://www.fhfund.org/report/tif/) - Tax increment financing (TIF) is a method of financing costs associated with public improvements such as streets, sidewalks, sewer and water, and real estate development. The TIF encourages developers to construct buildings and make other private improvements on a site that without the TIF funding would otherwise not be developed. TIF districts allow a city - [Recognize the Combined Costs of Housing and Transportation](https://www.fhfund.org/report/combined-costs-housing-and-transportation/) - When looking for a place to live, the monthly rent or mortgage payment is typically of paramount concern; however, the cost to travel to work from home is often understated or not even considered. The linkage between transportation and housing go well beyond mobility. Providing transportation options where families live has important implications for overall - [Support Active, Healthy Living](https://www.fhfund.org/report/support-active-healthy-living/) - Housing policy can support active living as way of life that improves health and quality of life for communities. It is ideal to see housing choices integrated with businesses, vibrant public spaces, and connected to transportation options. This will enhance neighborhood character, community livability, and quality of life. Many land uses patterns have made walking, - [Provide Access to Specialized Housing and Services](https://www.fhfund.org/report/provide-access-to-specialized-housing-and-services/) - Having access to a decent, affordable home is critical to all people but even more important to those who may be struggling financially, physically and/or mentally. Providers of affordable housing can increase the likelihood of successful outcomes for vulnerable households if they offer or connect them with services such as: Chemical dependencyMental health counselingEmployment counselingFinancial - [Create & Expand Homeowner Renovation Assistance](https://www.fhfund.org/report/homeowner-renovation-assistance/) - State and county home renovation programs provide financial assistance to encourage home remodeling and repair. The majority of state and county programs are funded with federal community development block grants or bond proceeds and have limitations on who qualifies. The restrictions are usually based upon their income and in many cases restrict the use of - [Support the Reuse of Abandoned, Vacant, & Delinquent Properties](https://www.fhfund.org/report/reuse-of-abandoned-properties/) - This set of policies helps communities to provide housing choices by bringing disinvested properties back into productive use. The properties that are the subject of these policies generally fall into one or more of the following categories: Abandoned: Owners are no longer maintaining the propertiesVacant: No legal occupants, although they may provide shelter for squatters - [Adopt Tax Levies in Support of Housing Strategies](https://www.fhfund.org/report/adopt-tax-levies-in-support-of-housing-strategies/) - Under Minnesota Statutes 469.033, Subdivision 6, an HRA has the authority to levy a special tax upon all taxable property within the City/county boundaries specifically to fund the purposes of the housing plan within that City. The maximum HRA levy may not exceed .0185 percent of taxable market value. Port Authorities may requires cities to levy - [Create or Expand Dedicated Housing Trust Funds](https://www.fhfund.org/report/housing-trust-funds/) - Housing trust funds are separate funds established by states or localities to provide a source of revenue reserved solely for affordable homes. Because they are created at the state or local level, program activities and eligibility requirements vary from place to place in response to local needs and priorities.Housing trust funds may be associated with - [Expand and Support Use of the LIHTC](https://www.fhfund.org/report/lihtc/) - The Low-Income Housing Tax Credit (LIHTC) is one of the largest sources of federal funding for affordable housing. Investors receive the credit against income tax liability annually for ten years. In return, the investors generate equity for qualifying rental developments serving families with incomes below 60 percent of the area median income. In exchange for - [Provide Pre-Development and Acquisition Financing](https://www.fhfund.org/report/provide-pre-development-and-acquisition-financing/) - Pre-development and acquisition financing is essential for paying the many expenses of developing housing that occur before breaking ground. Obtaining financing for these expenses can be difficult — especially for small non-profits. Accordingly, a number of state and local governments have developed loan programs to cover these costs, thereby facilitating and expanding development activity for - [Use Cross Subsidies to Support Mixed Income Communities](https://www.fhfund.org/report/use-cross-subsidies-to-support-mixed-income-communities/) - In strong housing markets, nonprofit or mission-driven for-profit developers who build affordable homes can use profits from the sale or rental of market-rate homes to subsidize the costs of affordable homes. For example, some developers have used the profits from market-rate condominium units to subsidize affordable condominium or rental units for working families within the - [Preserve Rental Options](https://www.fhfund.org/report/preserve-rental-options/) - Rental housing preservation policies seek to ensure the continued, long-term availability of quality rental homes available at various rent levels. Rental homes that are available at various rent levels are an essential part of the housing stock for young adults, working families, the elderly, people with special needs, and others. These affordable rental homes are - [Redevelop Brownfield Sites for New Housing](https://www.fhfund.org/report/redevelop-brownfield-sites-for-new-housing/) - Brownfields, as defined by the U.S. Environmental Protection Agency (EPA), are real property, the expansion, redevelopment, or reuse of which may be complicated by the presence or potential presence of a hazardous substance, pollutant, or contaminant. A brownfield can range in size from small sites such as a corner gas station or neighborhood auto shop - [How Can Cities Assist in Identifying Properties to be Preserved?](https://www.fhfund.org/report/how-can-cities-assist-in-identifying-properties-to-be-preserved/) - Increase political will and understanding of naturally occurring affordable housing (NOAH) issues. With the City Council and among the community, increase awareness of the importance of NOAH rentals in serving families, seniors, and children in the school district. Inventory and understand the local housing stock. On-the-ground work to quantify existing NOAH rental including rent levels, - [Preserve Ownership Housing Options](https://www.fhfund.org/report/preserve-ownership-housing-options/) - The goals of homeownership preservation policies are similar to those of rental preservation policies. Both policies aim to provide communities with a full range of housing choices. Preserving ownership options helps to maintain property values and stabilize neighborhoods. In addition, the existing housing stock is typically the most affordable housing stock in a community. Affordable - [Strengthen and Promote Existing Neighborhoods](https://www.fhfund.org/report/strengthen-and-promote-existing-neighborhoods/) - Neighborhoods are the fabric of a community, a part of the threads that tie both geographic and social systems together. When one neighborhood is in decline, the whole community can be at risk. Neighborhoods, whether official or perceived play a critical role in the success of local housing and infrastructure policy. Strengthening and promoting existing - [Support & Expand Housing Improvement Areas for Common Interest Properties](https://www.fhfund.org/report/housing-improvement-areas/) - The 1996 Minnesota State Legislature enacted a law (428A.11) intended to provide cities with a means of assisting homeowners associations with financing improvements to common areas. A Housing Improvement Area is a designated portion of a community in which housing improvements are financed with public funds. The public financing is then repaid through fees imposed - [Homelessness and its Effects on Children](https://www.fhfund.org/report/homelessness-and-its-effects-on-children/) - As part of its body of work surrounding supportive housing, Family Housing Fund compiled research on the effects of homelessness on children’s physical and psychological health. Homeless children are significantly more likely to suffer from developmental delays, stunted growth, anxiety, depression, and conditions such as asthma and anemia. Furthermore, homeless children tend to struggle to - [Financial Implications of Public Interventions on Behalf of a Chronically Homeless Family](https://www.fhfund.org/report/financial-implications-of-public-interventions-on-behalf-of-a-chronically-homeless-family/) - This report is supplemental material to a report Family Housing Fund published in January 2000, which proposes a model for a comprehensive supportive housing system combining affordable housing with intensive supportive services. To illustrate the cost-effectiveness of supportive housing, Family Housing Fund published this analysis to break down the cost of supporting a chronically homeless - [Workforce Housing: The Key to Ongoing Regional Prosperity](https://www.fhfund.org/report/workforce-housing-the-key-to-ongoing-regional-prosperity/) - This study examines the relationship between housing that is affordable to the typical worker in the Twin Cities (workforce housing) and the ongoing vitality of the Twin Cities region. By 2001, the lack of workforce housing had emerged as one of the most critical issues facing the region. Family Housing Fund commissioned Maxfield Research and - [Diversify Housing Types through Innovative Land Use and Zoning Policies](https://www.fhfund.org/report/diversify-housing-types-through-innovative-land-use-and-zoning-policies/) - In the housing development world, time is money. The longer it takes to gain all the necessary approvals to build a home and the more uncertainty involved in the approvals process, the higher the costs of newly built or renovated homes. While appropriate land use regulation is critical for ensuring that communities grow as intended, - [Make Publicly-Owned Land Available for Affordable Workforce Homes](https://www.fhfund.org/report/make-publicly-owned-land-available/) - In most communities, public agencies control significant amounts of land. Public agencies may acquire land for the specific purpose of facilitating new development. Additionally, publicly-owned land can include both undeveloped and developed parcels, such as schools, public hospitals, parking lots, fire and police stations, and agency headquarters. Communities may also have surplus properties which are - [Minnesota Homeownership Center: How a Statewide Network was Created to Support Sustainable Homeownership for All](https://www.fhfund.org/report/minnesota-homeownership-center/) - Affordable Housing Collaboration in Minnesota: Outcomes and Lessons Learned Series In 1993, the Cities of Saint Paul and Minneapolis, Minnesota Housing, and Family Housing Fund identified a missing link between existing homeownership outreach and mortgage financing: homebuyer education. In response, the four partners created the Minnesota Homeownership Center, an innovative nonprofit organization that coordinates a - [Owners/ Managers Creating Opportunity: Analysis of Owner/Manager Feedback](https://www.fhfund.org/report/owners-managers-creating-opportunity/) - Family Housing Fund focuses strategic efforts to increase landlord participation in the Housing Choice Voucher Program across the seven-county metropolitan area, especially in areas with low rates of poverty and high quality schools, in order to expand housing choice for low-income and working families. The Housing Choice Voucher program is one of the federal government’s - [Expanding Access to Housing Choice in Minneapolis](https://www.fhfund.org/report/enhancements-and-best-practices-designed-to-expand-resident-choice-and-mobility-in-minneapolis/) - While just one in four eligible U.S. households receive rental assistance, those who are able to secure a Housing Choice Voucher (HCV) pay 30% of their income toward rent and the voucher covers the balance. HCV participation remains concentrated in a few neighborhoods in the Twin Cities region. Family Housing Fund commissioned Quadel Consulting and - [Preservation of Affordable Housing: Review and Comparison of Authority and Approaches for Chicago & Minneapolis](https://www.fhfund.org/report/preservation-of-affordable-housing-review-and-comparison-of-authority-and-approaches-for-chicago-minneapolis/) - Healthy, safe, and affordable housing is essential to human and community well-being. Many communities throughout the United States are experiencing a shortage of affordable housing and, more specifically, healthy and safe affordable housing. Chicago and Minneapolis are two of these cities. Although the legal authority governing the landlord-tenant relationship and enforcement of the housing code - [The Supportive Housing Continuum: A Model for Housing Homeless Families](https://www.fhfund.org/report/the-supportive-housing-continuum/) - This report proposes the development of a comprehensive system of supportive housing that combines affordable housing with services for homeless families. This was a distinct departure from the primary response to homeless families at the time—transitional housing. Whereas transitional housing is a type of supportive housing that provides a short-term bridge for families between emergency - [Tenants and Foreclosure in Minnesota: Know Your Next Move](https://www.fhfund.org/report/tenants-and-foreclosure-in-minnesota-know-your-next-move/) - During the foreclosure crisis of the late 2000s, Family Housing Fund published a brochure to help tenants whose landlords are in foreclosure to understand and exercise their rights. Family Housing Fund partnered with Legal Aid Society, Southern Minnesota Regional Legal Services, and HOME Line to ensure legal support is available for tenants whose landlords experience - [Rethinking Housing: Designing and Building Affordable, Sustainable Housing throughout the Twin Cities Region](https://www.fhfund.org/report/rethinking-housing-designing-and-building-affordable-sustainable-housing-throughout-the-twin-cities-region/) - In February 2009, Family Housing Fund helped convene a workshop to reimagine the housing system. Forty local leaders, including private and nonprofit developers, funders, local officials and staff, architects, urban designers, and community representatives, gathered to identify and explore solutions to emerging housing challenges. This publication includes a summary of the keynote speaker’s remarks as - [Children's Mental Health Project Pilot](https://www.fhfund.org/report/childrens-mental-health-project-pilot/) - Family Housing Fund’s Visible Child Initiative created the Children’s Mental Health Project pilot to address trauma, teach positive parenting skills, and enhance the social emotional well-being of homeless children through services paid for by Minnesota Medical Assistance programs. The pilot provided access to early childhood intervention and mental health services in supportive housing sites across - [Hollman: Ten Years Later](https://www.fhfund.org/report/hollman-ten-years-later/) - In 1992, the Hollman vs. Cisneros lawsuit was filed against the City of Minneapolis and the Minneapolis Public Housing Authority, among others, on behalf of a number of families living in public housing or receiving Section 8 Housing Choice Vouchers. The suit alleged historical patterns of segregation in the placement of public housing on the - [Kids Mobility Project Report](https://www.fhfund.org/report/kids-mobility-project-report/) - As part of Family Housing Fund’s body of work on childhood homelessness, this qualitative study of 100 Minneapolis families was commissioned to learn about the effects of frequent moves and housing instability on children. Frequent moves make it difficult for children to adjust to new communities and result in poor school attendance, academic performance, and - [Coordinated Plan to Address Foreclosures in Minnesota](https://www.fhfund.org/report/coordinated-plan/) - The number of mortgage foreclosures in Minnesota jumped from 6,500 in 2005 to nearly 27,000 in 2008, displacing thousands of families and leaving vacant structures to devastate surrounding property values and frustrating community reinvestment and recovery. In response to this crisis, Family Housing Fund joined the Minnesota Foreclosure Partners Council, which published this plan to - [When Investors Buy Up the Neighborhood: Preventing Investor Ownership from Causing Neighborhood Decline](https://www.fhfund.org/report/when-investors-buy-up-the-neighborhood-preventing-investor-ownership-from-causing-neighborhood-decline/) - In collaboration with the Northwest Area Foundation and Policy Link, Family Housing Fund helped create this report in response to the foreclosure crisis of the late 2000s. Low-income people and people of color were disproportionately targeted for subprime mortgages and were worst hit by the crisis. Large, national investors subsequently bought up much of the - [Children Pay the Price for Homelessness](https://www.fhfund.org/report/children-pay-the-price-for-homelessness/) - As a part of its public education initiative, Family Housing Fund compiled data on childhood homelessness into this two-page fact sheet. This resource provides an overview of the rise in childhood homelessness and the negative impacts homelessness has on children’s health, development, and education. Homelessness among people of all ages rose sharply between 2006 to - [Affordable Housing Shortage Threatens Children's Health](https://www.fhfund.org/report/affordable-housing-shortage-threatens-childrens-health/) - Housing impacts all aspects of life from education, to health, to economic success and mobility. Poor housing quality and housing instability negatively affect both physical and mental health. In 1999, a group of pediatricians concerned about the link between inadequate housing and children’s health, The Doc4Kids Project, and housing advocacy group Housing America, released a - [Don't Borrow Trouble Minnesota Campaign: 2003-2006](https://www.fhfund.org/report/dont-borrow-trouble-minnesota-campaign-2003-2006/) - Homeownership represents the fulfillment of a dream for many families and individuals, but predatory lending often shatters this dream and places families at risk of homelessness, prevents the accumulation of wealth, and affects the stability of entire neighborhoods. In response to an uptick in foreclosures due to predatory lending, Family Housing Fund collaborated with a - [Homeless Adolescent Parent Discovery Project](https://www.fhfund.org/report/homeless-adolescent-parent-discovery-project/) - In 2012, homeless young parents (age 21 or younger) accounted for 29% of all homeless youth in Minnesota. Family Housing Fund’s Visible Child Initiative launched a discovery project to understand the needs and status of homeless adolescent parents and their children. This report summarizes the project findings and recommends a) better supporting front-line staff who ## Homepages - [Together, we can ensure everyone has a home.](https://www.fhfund.org/homepage/auto-draft/) - Our Approach How you can help More Housing Stories ## Categories - [Uncategorized](https://www.fhfund.org/category/uncategorized/) - [Home Ownership](https://www.fhfund.org/category/home-ownership/) - [Data](https://www.fhfund.org/category/data/) - [Housing Policy](https://www.fhfund.org/category/policy/) - [Preservation](https://www.fhfund.org/category/preservation/) - [Housing Stories](https://www.fhfund.org/category/housing-stories/) - [Research Report](https://www.fhfund.org/category/research-report/) - [Workforce Housing](https://www.fhfund.org/category/workforce-housing/) - [Case Studies](https://www.fhfund.org/category/case-studies/) - [Supportive Housing](https://www.fhfund.org/category/supportive-housing/) - [Housing Quality](https://www.fhfund.org/category/housing-quality/) - [Foreclosure Prevention](https://www.fhfund.org/category/foreclosure-prevention/) - [Program Report](https://www.fhfund.org/category/program-report/) - [Rental Housing Stability](https://www.fhfund.org/category/rental-housing-stability/) - [Public Lands & Resources](https://www.fhfund.org/category/public-resources/) - [Finance Tools](https://www.fhfund.org/category/finance-tools/) - [Housing Counts Policy Toolbox](https://www.fhfund.org/category/housing-counts-policy-toolbox/) - [Development](https://www.fhfund.org/category/finance-tools/development/) - [Local Policy Inventory](https://www.fhfund.org/category/local-policy-inventory/) - [Eviction Prevention](https://www.fhfund.org/category/eviction-prevention/) - [Accessory Dwelling Units](https://www.fhfund.org/category/accessory-dwelling-units/) ## Sections - [News](https://www.fhfund.org/section/news/) - [Stories](https://www.fhfund.org/section/stories/) ## Audiences - [Policy Makers](https://www.fhfund.org/audience/policy-makers/) - [Housing Advocates](https://www.fhfund.org/audience/housing-advocate/) - [Engaged Citizens & Neighbors](https://www.fhfund.org/audience/engaged-citizen-neighbor/) - [Housing Providers](https://www.fhfund.org/audience/housing-providers/) - [Business Leaders & Employers](https://www.fhfund.org/audience/business-leaders-employers/)