Resources for Households Impacted by COVID-19
In the midst of the COVID pandemic, many households are looking for help covering their basic needs. While the Family Housing Fund does not provide direct assistance to individuals, we have compiled a list of resources that can help during this challenging times. Please reach out to them directly, as Family Housing Fund is not able to take phone calls about these programs. We will continue to update this resource page to provide the most up-to-date and useful information.
If you are struggling to pay rent or utility payments, apply for rental assistance from the State of Minnesota (RentHelpMN): www.renthelpmn.org
You can also call or text 211 for more information or help navigating the rental assistance application.
If your work hours have been reduced or eliminated, apply for unemployment insurance from the State of Minnesota. Apply online in English, Spanish, Somali, or Hmong: www.uimn.org
You should sign up immediately if any of the situations listed on that page apply to you. They are asking that you sign up online, as phone lines are reserved for people who don’t have internet access or who don’t speak English or languages that have translations available on the state website. If this applies to you and you live in the Twin Cities area, call 651-296-3644. English, Spanish, Hmong, Somali languages are available. If you need another language, press 1 and follow the prompts to speak to a representative and request an interpreter.
Impacted workers can apply immediately – the usual waiting period has been waived. If you are sick, quarantined, or home because of an outbreak at your work, you qualify for unemployment regardless if you have actually contracted a communicable disease.
If you stay home due to lack of child care, you qualify for unemployment, but there are some limitations. An applicant must make a reasonable effort to obtain other child care, as well as request time off “or other accommodation” from their employer. If that doesn’t help, then unemployment is an option.
If you need help paying for rent, food, or childcare, apply online for emergency and cash assistance, food benefits (SNAP), and childcare assistance: https://applymn.dhs.mn.gov/
You can also call the county where you live. Phone lines and language accessibility vary across counties.
- Hennepin County: 612-596-1300
- Ramsey County: 651-266-4884
- Dakota County: 651-554-5611
- Anoka County: 763-422-7200 (More information on Anoka County EA)
- Washington County: 651-430-6459
- Scott County: 952-496-8686
- Carver County: 952-361-1600
Governor Walz has ordered a halt to most evictions in Minnesota, so you should not be evicted for missing a rent payment during this time. Evictions for certain lease violations are allowed.
President Biden has ordered a national ban on evictions through June 30, 2021. To qualify for this protection, you must prove that you have lost income and are at risk of homelessness because of COVID-19. Minnesota’s eviction moratorium remains a stronger protection.
If you are having difficulty paying rent, be sure to apply for RentHelpMN, unemployment insurance from the State, and other financial assistance from your county, as described above. Contact your landlord to let them know you are having difficulty and see if you can work out a payment plan. If you believe you are about to be evicted despite the governmental protections, contact HOME Line: 612-728-5767. (More information on legal help is below).
If you are a landlord wondering if your properties are subject to the federal moratorium, you may use this tool to find out who owns your mortgage.
- Find food shelves and free meals near you: http://www.hungersolutions.org/find-help/
- Apply for long-term food benefits (SNAP): https://applymn.dhs.mn.gov/
RentHelpMN – the State of Minnesota’s rental assistance program – will accept applications for past due utility bills, including gas, electric, water, and sewer. Apply as soon as you can.
Many utility companies – including Xcel Energy and CenterPoint Energy – will not disconnect your service, will not charge you late fees, and will not report missed payments to credit agencies during the pandemic. This is by order of the Public Utilities Commission. If you are financially impacted by COVID-19, call your utility company and let them know. Some companies are making special arrangements for households impacted by the pandemic.
Minneapolis and Saint Paul are halting water shut-offs. Your city tap water should be uncontaminated and safe to drink from the tap.
For legal help, call HOME Line’s tenant hotline: 612-728-5767
HOME Line’s services are available in English, Spanish, Somali, and Hmong.
For more information on the executive order to halt evictions, general advice on what to do if you cannot pay rent, and a sample letter to your landlord, visit HOME Line’s website.
Law Help MN has compiled FAQs and other legal resources related to COVID-19 here.
Mediation can help renters and landlords come to an agreement that benefits all parties without the need for legal or court action. Reach out to mediators in your county:
- Dispute Resolution Center (Ramsey and Dakota Counties): 651-292-7791
- Conflict Resolution Center (Hennepin County): 612-822-9883
- Community Mediation and Restorative Services (Hennepin County): 763-561-0033
- Mediation Services for Anoka County: 763-422-8878
Help for Homeowners
If you are a homeowner worried about your ability to pay your mortgage, reach out to your loan servicer as soon as possible, ask for the loss mitigation department, and discuss your options. You can find the number to call on your mortgage bill.
Several federal agencies, including the Department of Housing and Urban Development and the Federal Housing Finance Agency, which regulates mortgage owners Fannie Mae and Freddie Mac, announced a moratorium on foreclosures during the crisis to help people stay in their homes. President Biden has extended this moratorium through June 30, 2021. The American Rescue Plan included additional assistance for homeowners to avoid foreclosure, and the assistance will soon be available.
A network of nonprofit Homeownership Advisors offers nonbiased advice to homeowners in Minnesota to help them keep their homes. Find a Homeownership Advisor offering services in your area.
More Health and Human Services
No matter where you live in Minnesota, call the United Way at 2-1-1 or visit www.211unitedway.org/
Didn’t find what you’re looking for? More information on housing help is here.